Pay for the goods purchased by credit card on Taobao. If a refund is involved, the refund will be directly credited to the payment credit card account. The refund will not arrive immediately. Credit card Taobao refund process is as follows:

1. The cardholder applies for a refund from the merchant.

2. The merchant agrees to refund.

3. The money will be returned to Alipay first, and the display of frozen balance is not available.

4. Alipay applies for a refund from the bank.

The bank will refund the money to the cardholder's credit card.

The refund arrival time of various payment forms is different. Credit card express payment and credit card online banking payment all arrive in 3-7 working days; Credit card cartoon payment is 4-6 working days; VISA, MASTER, JCB and other international credit cards need 7 working days to arrive.