Current location - Trademark Inquiry Complete Network - Overdue credit card - Is social security card a credit card or a savings card?
Is social security card a credit card or a savings card?
Social security card belongs to savings card. Most of the social security cards issued at present belong to the second generation social security cards and the third generation social security cards. They also have two accounts, a social security account and a financial account, which are also jointly issued with banks. For the financial account of social security card, the cardholder needs to go to the bank to open it independently. After opening, you can handle the deposit and withdrawal business through the financial account. The financial account function of social security card is similar to that of ordinary bank card account. Social security account is mainly used to record social security information and distribute social security after retirement.

The functions of the second-generation social security card include identification, information recording, self-service inquiry, payment treatment, medical settlement, financial payment and so on. On the basis of continuing the functions of the second-generation social security card, the third-generation social security card adds the national secret algorithm and loads the digital certificate, "contactless" card function and larger chip capacity.

Can social security cards be used in different places?

Social security cards can be used in different places, but there will be certain restrictions. The use of social security cards in different places requires the insured to apply for medical insurance in different places. If you are hospitalized in other areas due to unexpected events, you can call the hotline of the social security agency in the insured area first, and then file medical insurance in different places after obtaining the consent. After filing, he can use medical insurance in different places for reimbursement. You can also keep the relevant information and apply for reimbursement of medical expenses at the social security agency of the insured place after discharge.