1. Withdrawal of overdraft cannot be applied for installment repayment. From the date of cash withdrawal, interest shall be calculated at 0.5 ‰ of the cash withdrawal amount every day;

2. If the credit card costs 3,500 yuan, apply for installment repayment 12:

A the minimum repayment amount is 10%, that is, 350 yuan;

B. The remaining RMB 365,438+050 shall be repaid in installments:

Monthly principal repayment: 3 150/ 12 = 262.5 yuan.

If the commission rate of 12 is 0.6%, the commission payable for each period is: 3 150*0.6% = 18.9 yuan.

When they are added together, the repayment for each installment is: 262.5+ 18.9 = 28 1.4 yuan.

The credit card rates of all banks are similar. Some bank credit cards buy cars in installments and have an interest-free period.