1, unfreeze the bank card and repay after unfreezing;
2. Contact the lender, explain your situation, unbind the frozen bank card, and rebind other bank cards for repayment.
3. Contact the lending institution to see if it can be repaid by other means, such as transferring money to the repayment account of the lending institution or repaying through the third-party payment channel.
4. If the user repays the bank loan, he can go directly to the bank counter to repay it.
The credit card will be frozen and sealed up by the bank after a certain period of time, and it will definitely not be used normally after being paid off. Generally speaking, if the credit card is overdue for three months, the bank will take measures to seal the card and then fully recover the arrears from the borrower. Overdue credit cards will bring great risks to personal credit information. Therefore, in the process of using credit cards, everyone must do what they can and never overdraw, so as not to bring great trouble to themselves. You may also receive information from the bank with incorrect identity information. If such information is really sent by the bank, you obviously can't choose to ignore it.
Extended data:
The bank card is frozen as follows:
During the use of the bank card, the bank card is frozen and cannot be traded. If you intentionally enter the wrong password for 3 times in the ATM/online banking/mobile banking, the card will be frozen. Basically, it will be unlocked automatically after 24 hours. You can also take your ID card to the bank branch counter to unlock it, or you can replenish your card or reset your password.
Generally speaking, banks will not directly freeze bank cards, but will only restrict the counter business of bank cards or "only accept and not pay", that is, suspend some trading rights of bank cards. Contact the bank directly and provide your relevant information according to the requirements of the bank (generally explain the reasons for the exchange of funds).
How to unfreeze bank cards;
To lift the freeze, you need to go through the formalities in the bank business hall of the bank card opening bank;
You need to bring your ID card and bank card. Of course, if you report the loss of a bank card, you only need to get your ID card. Be sure to go in person. You can't let others handle this for you.
Specifically, if the freeze is lifted, you only need to explain the situation to the bank staff and then do as they ask.
Generally, the police freeze the user's bank card probably because the police found that the user's bank information was obtained by criminals, so in order to avoid the user being defrauded by telecommunications, the user will be frozen. In this case, the user will not be arrested and interrogated by the bank, and the user can submit the corresponding information to the police station after knowing the situation clearly, so as to unfreeze his bank card.