The advent of ETC has saved car buyers a lot of time when going out. With the promulgation of the ETC policy of the traffic control department, car buyers are gradually putting it on the agenda to apply for ETC. The application for ETC credit card and its annual fee are also doubts of many car buyers. Today I will explain these problems to you.
How to apply for credit card ETC?
To apply for an ETC credit card, you must first consider the following criteria:
1. The legal age is 18 years old.
2. There is _ under the house, and the car is reliable.
3. Have a stable job and income, and have good loan repayment ability.
4. There are abnormal records of overdue loans or even non-repayment of loans.
Car buyers who meet the above standards are also required to bring the original copy of their ID, vehicle driving license and their photocopies (the copy must print the page with the most recent annual review stamp). Proof of personal income with the official seal of the unit. If you are an agent, you must have the identity document of the principal. Then go to the bank counter to fill out the corresponding application form and wait for approval from the financial institution. Some financial institutions such as ICBC and China Construction Bank have also implemented online application processing functions. Car buyers can just follow the prompts to complete the use. In fact, in order to better compete for the ETC cake, many financial institutions have relaxed their restrictions, and many riders who have been blacklisted for dishonesty can successfully apply for ETC credit cards.
Is there an annual fee for ETC credit card?
1. ICBC
Annual fee rules: ICBC ETC credit card is exempt from annual fee within the validity period of the credit card.
2. China Construction Bank
Annual fee rules: The annual fee for the gold card is 160 yuan, and the annual fee for the regular card is 80 yuan. The annual fee is waived by swiping the credit card three times. Another type is an ETC credit card with vehicle functions. Although there are discounts and promotions such as car washes, the annual fee of 200 yuan cannot be reduced.
3. Postal Bank Financial Institution
Annual fee rules: The annual fee for the gold card is 125 yuan/year, and the annual fee for the ordinary card is 50 yuan/year. When a customer uses their credit card 6 times in a year, the original annual credit card fee will be waived.
4. Agricultural Bank of China
Annual fee rules: The annual fee for my platinum card is 580 yuan/year. The annual fee for supplementary cards is waived. The annual fee is waived for the first year. The annual fee is waived in the second year for 12 transactions; the annual fee for the first-class gold card is 160 yuan/year for the personal card, and 80 yuan/year for the supplementary card. The annual fee is waived for the first year, and the annual fee is waived for the second year for 5 transactions. fee.
5. China Merchants Bank
Annual fee rules: ordinary card 100 yuan/year, supplementary card 50 yuan/year; gold card 300 yuan/year, supplementary card 150 yuan/year. The annual fee for the second year will be waived if you make 6 transactions or more.
6. Bank of China
Annual fee rules: The annual fee is waived in the first year, and the annual fee is waived after 6 purchases in the second year.
7. Guangdong Development Bank
Annual fee rules: ordinary card 40 yuan/year, supplementary card 30 yuan/year; gold card 80 yuan/year, supplementary card 48 yuan/year . The annual fee for the second year will be waived if you make 6 transactions or more. The regular card and gold card are free of annual fees in the first year, and the second year's annual fees are waived if you make 6 purchases.
8. Bank of Communications
Annual fee rules: 120 yuan/year, the annual fee is waived in the first year, and the annual fee is waived if you make 6 purchases in the second year.
One million car purchase subsidies