If you are unable to repay your credit card, you cannot use your house to pay off the debt.

Because the mortgaged house has been mortgaged to the bank, the mortgaged things cannot be used to pay off the debt. If the credit card cannot be repaid, the cardholder's credit report will be entered into the bank's blacklist, and the credit card holder will be blacklisted in the future. It is very difficult to apply for a loan. If you don’t have the money on hand, you can apply for a second mortgage loan for your house. However, the bank will not accept the second mortgage. You can only apply for it with a private loan company. It is necessary The information is as follows:

ID card, household register, marriage certificate, income certificate, bank statement, property certificate, residence certificate, water and electricity invoice (if married, provide information of both husband and wife)