repayment can be made after the credit card is frozen. Credit card freezing means that credit cards cannot be used for consumption, withdrawal, installment payment, etc., but the frozen credit card bill has not been settled and the loan still needs to be repaid. If the cardholder fails to choose the full amount or the minimum repayment amount on the payment date, the bill will be regarded as overdue. Not only will overdue records be charged, but also fine interest will be charged on a daily basis.

Will too many bank cards under one's name affect personal credit?

too many credit cards in the cardholder's name will not affect the credit. Bad credit records and records generated by violations of laws and regulations will affect personal credit. As for more personal bank cards, personal credit will not be affected. Of course, the more bank cards there are, the more difficult it will be to manage. Generally speaking, the number of bank cards held is not more than 5 for good management.