Are the Hong Kong credit cards packaged genuine?

The Hong Kong credit cards packaged are not genuine. Packaging Hong Kong credit cards is unreliable. The credit card packaging fee is a non-existent charge. It is mostly a fee levied by fake online credit card application websites from card applicants. After paying the fee, the card application will not be processed, so the packaging fee There is no real way to buy a Hong Kong credit card.

Are credit card packaging companies real?

Many people want to apply for large credit cards, but because they do not meet the qualifications, they will go to those packaging companies to do it for them. So, the so-called packaging Can the company really help you get a credit card? Let’s find out together below.

Large-value credit cards generally have a limit of more than 50,000, and are high-end credit cards. Compared with ordinary credit cards, this type of credit card has stricter qualification requirements for applicants. In addition to the original ID card, the applicant also needs to provide In addition to providing proof of income and employment with an official seal or financial seal, banks often have some very strict supplementary conditions.

However, these strict conditions are not a problem in the eyes of packaging companies, because for packaging companies, the materials required by these banks can be packaged, as long as there is normal flow and social security, The company will create a new application form for the customer.

Don’t worry even if your monthly salary is only 5,000 yuan or less. The packaging company can package you into a monthly salary of tens of thousands of yuan or more, so that you can meet the bank’s application conditions. As for whether the card application can be successful, the packaging company promises that no fees will be charged if the application is unsuccessful.

If the card is approved successfully, you need to pay 3% of the company's approval limit as a reward, which means that if you are 200,000 yuan, you need to pay an agency fee of 6,000 yuan.

It seems very tempting, but even if the packaging company is real, there will be certain risks, because during packaging, some of your personal information will be in the hands of the packaging company, which can easily cause The information is leaked, and once it is leaked, the consequences will be endless.

For example, if you apply for a large credit card through a packaging company, but if you encounter some malicious companies, they will use the information they have about you to change your payment password or something. Then steal your credit card.

It is recommended that you do not ask a packaging company to apply for a credit card. If you cannot apply for a large credit card, then apply for a low-value credit card first, and gradually develop a large-value credit card in the process of using the card. , is also pretty good.

Is it true that it is packaged to apply for large-amount credit cards?

It is not true that it is packaged to apply for large-amount credit cards. How to apply:

1. Apply with a card. When applying for a large-amount credit card, if the applicant has a platinum card, a diamond card, a black card and other higher-level credit cards, the applicant can apply for a large-amount credit card by applying for a card.

2. Provide financial resources such as real estate and cars. Now when applying for a credit card, banks will be very concerned about the applicant's assets and financial level, and most banks will require a car worth more than 300,000 yuan or a house worth more than 1 million yuan before they can apply for a platinum card, so if you hold the card If you have the conditions, or have many friends who are successful people, then go directly to apply for a platinum card, which has a larger limit.

3. Deposit transfer method. The most practical and effective way to apply for large credit cards. Moving bricks actually means brushing up the flow of money. It is very difficult for banks to attract deposits now. If the applicant has cash, it is a high-quality customer for the bank. The more deposits you make, the more turnover you will have. Finally, if you apply for a time deposit, it will be easy to place a large credit card. For deposits of more than RMB 50,000, some banks can carry out deposit-related operations within half a month.

4. Apply for a fixed deposit credit card. Applying for a fixed deposit credit card is suitable for ICBC. First make a fixed deposit of 50,000 with ICBC, then apply, then make a fixed deposit, and then choose a fixed deposit again. In this way, the fixed deposit is accumulated to 200,000, and then you can apply for a credit card.

1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Is it true that it is said online that you need to send a card to apply for a credit card in a package?

It is false that it is said online that you need to send a card to apply for a credit card in a package. According to the relevant information, it is not necessary to send a card when applying for a credit card. But when you apply for a credit card, you will need to make a phone call. The credit card review will involve the bank's credit reporting system. You should pay attention to one or two stages before preparing the card. But if you don't review it after applying, then it will leave a bad record on your credit score, which will affect your health. Apply for a credit card once.

This is the end of the introduction to whether it is true to apply for a credit card in a package.