The annual fees for credit cards are similar. CCB’s gold card also has an annual fee of 160 yuan/year. The platinum card is even higher. There is a policy of no annual fee for swiping a certain number of times, as long as the cardholder meets the conditions.

The Ctrip Gold Card has a lot of benefits that you can enjoy, and if the cardholder cannot apply for the card five times a year, there is no need to apply for the card.