it doesn't matter much that the credit card is overdue by one day. Since July 1, 213, many banks have started to implement credit card repayment tolerance service. Generally, the tolerance time is three days. If the difference between the repayment amount and the repayment amount is less than the tolerance amount, it will be regarded as full repayment. The cardholder's repayment within the allowable time after the final repayment date is regarded as timely repayment.

The grace period for credit card repayment of major banks is as follows:

China Bank, China Merchants Bank, China Guangfa Bank, Industrial Bank, China CITIC Bank, Minsheng Bank, China Everbright Bank, Huaxia Bank, Ping An Bank and Shanghai Pudong Development Bank: the grace period is 3 days, and the cardholder of China Guangfa Bank needs to call the bank customer service to apply.

Agricultural Bank, Bank of Communications and Bank of Beijing: The grace period is 2 days, in which Bank of Communications shall complete the repayment before 17: on the second natural day after the repayment date, and use its outlets for self-repayment.

China Construction Bank: The grace period is 5 days, and the repayment must be completed before 17: on the fifth natural day after the repayment date.

ICBC: There is no grace period, and the repayment date is overdue after one day.

If the repayment date of your ICBC credit card is one day later, you need to pay off the arrears in full at the first time, and call ICBC customer service to explain the situation. It is not malicious overdue. The bank will generally help you eliminate the bad credit record and will not affect your credit information. But if you ignore it, it will discredit your credit information, affect your future credit behavior, and bear overdue interest.