The China Yintong payment card can be used at any merchant signed by China UnionPay domestically and overseas. The China Yintong payment card does not calculate interest, cannot make overdrafts, does not provide ATM functions, does not provide recharge and refund services, does not provide withdrawals, does not support bank card recharge, transfer and other related services, and can only be used at UnionPay special merchants. , but overall it’s quite convenient. China Yintong Payment Commerce Co., Ltd. (referred to as "China Yintong Payment") was officially established in Shanghai in September 2009 with a registered capital of 450 million yuan. It was jointly established by Bank of China, China UnionPay and BOC Credit Card Company. The company's business scope includes the issuance and settlement of electronic payment products; the development and application of electronic payment systems; and providing marketing services, information data management and related consulting services to enterprises and institutions through the electronic payment service system. At the same time, in compliance with the development needs of electronic payment and the application technology of electronic IC cards, we provide prepaid card services.