Citibank introduced installment payment convenience from March to 24, as follows:
(1) installment of the transaction
After consumption, you can apply for installment payment for your single expenditure.
1) temporary condition
The amount spent only needs to be above 500 yuan; Unlimited to spend time and place; You can apply three days after the transaction.
2) Number of periods:
You can apply for three, six, nine, 12, 18 or 24 installments, each for one month.
3) installment amount
You can apply for transaction installment after spending RMB card in 500 yuan (inclusive). Some transaction types cannot apply for transaction installment. Please refer to the rules and conditions for details.
4) installment rate
You only need to pay 0.72% of the installment principal amount every month as the installment fee.
5) Application time by installment
The main cardholder calls the 24-hour customer service hotline of Citibank Credit Card or logs in Citibank Online to apply for transaction installment, from the time when the credit card consumption is recorded (usually within 3 working days after consumption) to 2 working days before the next bill date.
(2) Payment by installments of bills
After your bill is generated, you can apply to pay all your bills in installments.
1) temporary condition
The installment amount of the bill is only 1000 yuan; The single consumption amount is not limited; You can apply after the bill is generated.
2) Number of installments
You can apply for three, six, nine, 12, 18 or 24 installments, each for one month.
3) installment amount
The bill installment is limited to the issued RMB account bill, and the installment amount is the part of the total bill after deducting the minimum repayment amount of the current period, and the installment amount is more than 1 1,000 yuan (inclusive), so the bill of this period can be applied for bill installment.
4) installment rate
You only need to pay 0.72% of the installment principal amount of the bill every month as the installment fee.
5) Application time by installment
The main cardholder can call the 24-hour customer service hotline of Citibank Credit Card or log on Citibank Online to handle the bill installment within 5 working days from the day after the bill date to the due date of the current bill.