1. age requirements: applicants for ICBC visa card must be at least 18 years old and have full capacity for civil conduct.

2. Income requirements: the applicant has a stable job and income and has the ability to repay.

3. Credit record: the applicant must have a good credit record, and there are no bad records such as overdue and malicious arrears.

4. Work unit: employees of the applicant's work unit with stable income, fixed residence and good credit record in the place where the card issuing institution is located can be given priority.