You may still remember the naked loan incident in previous years. In order to completely cut off the black hand, after the publication of the document regulating the management of campus loans, the state once again made a heavy blow and announced that campus loans were strictly prohibited! . Before you went to qq to search for "naked loans" and "fruit loans", you could find many of them. Later, because Tencent supported the rectification of national policies, it is no longer possible to search for keywords in this area on qq, because the group has been blocked, and you can't even search for the words "loan" and "credit". But now you can search for "microfinance" and "mortgage". However, it is such a WeChat group that brushes small advertisements day and night.
If you are a black household or are in a hurry to use money or borrow money everywhere, you will definitely want to try it when you see the advertisement. There were many people who borrowed money online before. Many people who get something for nothing even get more than 200 thousand at a time, and they don't have to pay it back Some of them didn't go to the credit bureau. This is a true story that happened around them. This kind of news must have given you unlimited imagination before, and you may think it is the same as before. Are you looking for him with the mentality of borrowing money and not paying it back, or looking for him with the mentality of urgently using money? Congratulations, you have first entered the trap designed by others.
Scam 1: deposit routine
First, the liar asks where you are from. When he asked you if you were from other places, he said that all customers from other places would operate remotely online, but they had to pay a deposit before the operation, and the next payment would be refunded to you or deducted from the loan amount. People with a little brains will definitely question that if I don't get the loan, I will take my money first. What if you take my money and run away? Then the liar will say, you can look at my circle of friends, and there are records and videos of the next payment every day. Then you are curious to go to the circle of friends to watch many people really have the next successful payment video, and then you believe it and make money. In fact, this is too naive. Some of the successful videos in the next paragraph are forwarded to some formal loan peers, and some are fake. The same person sent a number to B. These are the routines commonly used by friends in WeChat business, and the purpose is to create an illusion.
Scam 2: Pay after seeing the quota.
This kind of liar is more advanced They spent a certain amount of money to make an APP in the early stage. They claim that there is no charge in advance. After helping you get the quota out, you can pay the money first and then withdraw it for you. They will send you a video of the credit limit. Look at your name and card number, it shows tens of thousands. Now you only need a few thousand dollars to withdraw tens of thousands of dollars, and you don't have to pay it back. You have been an illegal account for a long time, and now you finally have an online loan account that can and will lend you money. You are ecstatic. Thousands is thousands. Anyway, this deal is so cost-effective, you immediately turned thousands, and then you were hacked.
Scam 3: claiming to forge running water, residence certificate and work certificate to help you pack.
This kind of swindler mainly earns money by a packaging fee. You may feel that your qualifications are really insufficient. Think about it, it's really necessary to pack it like this, and maybe you can pass the loan review. Besides, it's not expensive to charge you for packing. I think I will still give it, and then ..... it won't happen again. The packaging cost is only a few dollars, and he doesn't care how fake the packaging is. Anyway, that's how he earned it. Whether it can be passed or not depends on providence.
Scam 4: mid-term cost verification code scam
This is where my friend tripped. The other party has been asking for your mobile phone verification code in the early stage, and you don't know what this verification code is for. The other party has been urging you to tell you that the mobile phone verification code is to help you log in and set up. Actually, it is not. He logged into your online banking and your Alipay. Nowadays, young people, Alipay is bound with bank cards, some even have credit cards, and some have borrowed online merchant loans from flower beds, and the other party directly swept away the amount of your flower beds and credit cards. At first, the scammer just sent a WeChat payment code, saying that he wanted to sweep 100 yuan, make a fake traffic, and will soon return the money, and then he will soon make a quota. I will be there. . . What platform can get the loan amount through WeChat scan code payment? At that time, my friend's IQ was almost zero, so I gladly gave it. Later, the liar said that 100 was not enough, so it was necessary to brush more. In fact, this friend told me that he already suspected that this was a liar, but he still felt like gambling. After that, he unconsciously gave the other party several mobile phone verification codes. He didn't know what these verification codes were for, but he was urged by the other party to handle them quickly. Before he could react, Alipay was controlled by others, and then one night, the temporary credit card limit was swiped by a liar. This friend is very upset now, has no money to borrow, and has to bear some debts for no reason.
At this point, I really can't go on, because all this is ridiculous. These scams are often simple and can be seen through at a glance, but some people will still be deceived! But why are they still trapped in it?
Remind some friends who need loans again:
1. Don't take any chances. If the loan is not repaid, it is easy for black households to repay. Tell everyone very responsibly that these are not reliable;
2. If payment is involved, don't send the mobile phone verification code to the other party casually;
Ask more friends you know, maybe you will suffer a lot because you eat less.