The over-limit function of Pudong Development Credit Card means that the cardholder can continue to use an amount that exceeds the limit after using up the credit card limit.

The over-limit limit of Pudong Development Credit Card is 10% of the credit limit of the credit card. After using the over-limit limit, the cardholder needs to pay an over-limit fee of 5%.

The purpose of the over-limit service provided by banks to cardholders is to facilitate customers' temporary capital turnover and avoid the embarrassing situation of insufficient credit at checkout. The over-limit must be repaid on time and cannot be repaid in installments. The over-limit must be repaid in full by the repayment date. If the over-limit is overdue, it will also affect your credit report.

How to activate the over-limit limit for Shanghai Pudong Development Bank credit card?

There are two ways to open an over-limit limit. One is to call the customer service hotline of Shanghai Pudong Development Bank’s credit card and open the over-limit limit through the help of manual customer service; the other is to log in to Shanghai Pudong Development Bank’s online banking and open the credit card account in Activate the over-limit function.