What should you pay attention to before using Industrial Bank credit card?

1. Inquiry on the progress of Industrial Bank credit card application

2. Activation method of Industrial Bank credit card

3. Setting and modifying Industrial Bank credit card password

Inquiry on the progress of application for Industrial Bank credit card

1. How to inquire on the progress of application for Industrial Bank credit card - Online banking inquiry

Step 1: Log in to the Industrial Bank Credit Card Center page (click on the right side The "Progress Query" function of "Credit Card Application Express";

Step 2: After entering the "Application Progress Query" page, enter the relevant certificate number according to the certificate type, and you can check the progress of the Industrial Bank credit card application

Tip: Online query is only applicable to one application record within the past 100 days!

2. How to query the progress of Industrial Bank credit card application - customer service phone query

Call the Industrial Bank customer service hotline: 95561. After you are connected, press "1" according to the prompts to enter the credit card business inquiry, and then press "1" to inquire the progress of the Industrial Bank credit card application. Enter relevant information according to the voice prompts to inquire your Application progress.

Warm reminder: It is generally easier to get through when calling the bank customer service number earlier or later, otherwise you may not be able to get through

3. Industrial Bank credit card application progress. Inquiry method - Business outlet inquiry

In addition to online inquiry and customer service phone inquiry, users who apply for an Industrial Bank credit card can also bring their ID card to a nearby Industrial Bank business outlet to check the credit card application progress.

Industrial Bank Credit Card Activation Method

1. Industrial Bank Credit Card Activation Method - SMS Activation

Use the mobile phone you reserved with Industrial Bank Write a text message: "The last four digits of 31 credit card" (leave no space in the middle, you need to use the mobile phone reported on your application form) and send it to 95561. When you receive the reply message, the card is activated successfully.

2. Industrial Bank Credit Card. Activation method - Online banking activation

Step 1: Log in to the Industrial Bank Credit Card Center page (click "Card Activation" in "Credit Card Online Banking" on the right;

Step 2 : After entering the Industrial Bank credit card application progress inquiry page, enter relevant information according to the prompts to check the progress of your card application.

3. Industrial Bank credit card activation method - customer service phone activation

To apply for a card using your ID card, you can use the home phone number or mobile phone reserved when applying for a credit card to dial 95561, press "1" to enter the "Credit Card" menu, press "7" to enter the "Activation and Password Service" menu, press "1" to enter the "Card Activation" menu, enter relevant information according to the voice prompts, and the card is successfully activated.

Note: Phone activation is only available for users who apply for the card with an ID card. If you apply for the card with a non-ID card. , please activate the card through mobile phone text message or online banking.

4. Industrial Bank credit card activation method - mobile banking activation

Go online on your mobile phone to access the regular version) and version) → business application. →Credit card business application→"Activate" to apply for credit card activation.

Setting and modifying Industrial Bank credit card passwords

1. Purpose of Industrial Bank credit card passwords

Industrial Bank credit card passwords are divided into transaction passwords and query passwords, and their uses are: :

1. The transaction password is for you to use when swiping your card for consumption or withdrawing cash.

2. If you have chosen "Password Signature" as the domestic consumption confirmation method, the transaction password can be used when you make purchases at domestic merchants, overseas UnionPay merchants, or inquire at ATM machines.

3. If you choose the domestic consumption confirmation method by "signature" only, you must use the transaction password when checking or withdrawing cash at the ATM machine.

4. The inquiry password is the password you use for account inquiry and management through telephone, online banking or mobile banking.

2. Setting and modifying the transaction password for Industrial Bank credit card

Please use the home phone number or mobile phone reserved when applying for a credit card to call the 24-hour customer service hotline: 95561 to set the transaction password. Customers who apply for an ID card can set (or modify) a transaction password by themselves over the phone; customers who do not apply for an ID card can set a transaction password for the first time by transferring to manual service and be guided by customer service personnel. Modifying the transaction password can be done by self-service over the phone. .

You can change your transaction password through Industrial Bank ATMs, counters, or by logging into Industrial Bank online. Of course, if you use your ID card to apply for a card, you can also dial 95561 at any time and follow the voice prompts to change your transaction password.

3. Setting and modifying the Industrial Bank credit card inquiry password

Your credit card inquiry password can be set by calling the 24-hour customer service hotline 95561, following the automatic voice prompts or logging in to the online Industrial Bank credit card Online banking, or use your mobile phone to log in to Wireless Industrial's credit card mobile banking (Home Page → Business Application → Set/Reset Credit Card Inquiry Password) to set or modify it yourself.

Industrial Credit Card Activation Process How to Activate Industrial Credit Card

Every new credit card needs to be activated before it can be officially used. An unactivated credit card is just a waste card, and may even be given to you. You bring the risk of fraud. Today I will introduce to you the activation process of Industrial Credit Card and see how to activate Industrial Credit Card.

There are many ways to activate Industrial Credit Card, specifically through SMS, online banking, mobile banking, customer service phone number, WeChat official account, and bank branches. In order to help Industrial Credit Card holders successfully activate their new cards, the following is a detailed introduction to the Industrial Credit Card activation process:

1. SMS activation

Use the mobile phone number reserved by the bank where the card is issued to edit Send the text message "31 last four digits of credit card" to 95561. When you receive the reply text message, the card activation is successful.

2. Online banking

Log in to your personal online banking account. There is a "Card Activation" platform under the "Online Banking" column on the home page of the Credit Card Center. You need to provide your credit card, ID number, and signature field on the back of the card. The last 3 digits and SMS verification code can activate the card.

3. Haoxingdong APP

Log in to your personal Industrial Bank mobile banking account and provide the "Activate Card" entrance on the "Account" page. The user provides the cardholder's personal information and credit card. information to activate.

4. Customer Service Hotline

Call the Industrial Credit Card customer service hotline 95561 directly, follow the customer service voice prompts, and complete the identity verification to activate the card.

5. WeChat public account

How to use Industrial Bank virtual credit card

Industrial Bank virtual credit card only has a string of virtual cards and no physical card, so many cardholders are not familiar with it. Its usage is not well understood. In fact, this virtual credit card is mainly used for online payment, or when used with mobile devices. Let me introduce to you how to use the Industrial Virtual Credit Card.

First, let’s understand what an Industrial Bank virtual credit card is.

Generally, if you apply for an Industrial Bank credit card online, you will receive an approval text message after the card is successfully approved, requiring the cardholder to bring it within the specified time. Bring a valid ID and go to the counter of a bank branch with a text message to activate the virtual credit card. Only after the virtual credit card is activated will you receive the physical card.

After the virtual credit card is successfully activated, the counter staff will provide you with a string of 16-digit virtual credit cards, and then you will receive a card activation text message with a CVV2 code, and then you can Use Industrial Bank credit card.

Let’s take a look at the usage of Xingye Virtual Credit Card

Because there is no physical card, the virtual credit card is different from the physical card in usage. Generally, it can only be used for online payment. Make a cash withdrawal. There are two specific usages, one is to bind quick payment, and the other is to use it with the help of mobile devices.

1. Binding quick payment generally refers to binding a virtual credit card on Alipay and WeChat, and then swiping the virtual credit card, CVV2 code, and SMS verification code when shopping online to complete the payment.

2. Using mobile devices generally refers to binding a virtual credit card to Applepay or Cloud QuickPass, and then you can pay at POS with the QuickPass logo.

Summary: Since the Industrial Virtual Credit Card does not have a physical card, it can only be paid with the CVV2 code and SMS verification code. Therefore, cardholders can effectively avoid the leakage of private information when using this card. However, the validity period of the virtual credit card It’s only one month. Once the physical card is received, the virtual card will automatically expire after activating the physical card.

How to use the Industrial Credit Card reserve fund

If the user applies for the Industrial Credit Card reserve fund, the user can directly use the credit card to make large purchases and repay the loan in monthly installments. The usage process is as follows: hand the credit card to the mall staff; the staff swipes it on the POS machine; the cardholder enters the card password; the POS machine prints out the transaction voucher, and the cardholder signs the transaction voucher.

The reserve fund of Industrial Credit Card can only be used for consumption by swiping the card, and the reserve fund of Industrial Credit Card can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, car purchase consumption, wedding consumption, student aid consumption, etc. Medical consumption, travel consumption and other personal small-amount durable goods consumption, etc.

Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. In 2007, it was officially registered in Shanghai Securities It is listed on the exchange (stock code: 601166), and its head office is located in Fuzhou.

In the thirty years since its opening, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. As of the end of 2014, Industrial Bank's total assets exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year.

The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; the net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on net assets remained at a high level of 21.19; It has established 108 branches and 1,435 branches in major cities across the country; it owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Funds, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management, forming a bank-based entity that covers trusts. , leasing, funds, securities, consumer finance, futures, asset management, etc., a modern financial services group.

As China's first "Equator Bank", Industrial Bank always adheres to the "scientific and sustainable" development concept, operates in a legal, stable and civilized manner, and takes into account the protection of shareholders, customers, banks, employees and the social environment. interests of all parties and actively practices corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.

According to the latest ranking of the world's top 1000 banks in 2014 by the British "Banker" magazine, Industrial Bank ranked 49th in terms of tier one capital and 43rd in terms of total assets, firmly ranking among the top 50 global banks. ; According to the 2014 Fortune Global 500 list released by the United States, Industrial Bank ranked 338th, an increase of 90 places from last year, ranking first among banks; according to the 2014 Global Business Ranking released by Forbes, the United States Ranking of the top 2000 listed companies, the company ranked 129th overall, becoming one of the companies with the fastest improvement in ranking during the same period. In 2018, it ranked 237th on the Fortune Global 500 list.

That’s it for the introduction of how to use Industrial Credit Card.