On September 22, GF Credit Card’s 2017 “SO ME, Buyi YOUNG’s Wonderful” campus press conference was held in Guangzhou University Town. At the press conference, GF Credit Card released a virtual credit card exclusive for college students - Baofaner Card, providing college students with a formal, convenient and trendy credit consumption experience.
This card starts from the timeliness needs of college students and adopts a virtual card issuance model that is ready to apply and can be used on the same day of application. After the card is opened and activated, the card can be used for overdraft consumption online and offline anytime and anywhere, with an interest-free repayment period of up to 50 days. Currently, the card has been piloted in Beijing, Shanghai, Guangzhou and other cities, and applications have recently been opened to college students from 431 universities in 81 cities across the country.
1. The diverse functions of GF Credit Card:
1. In addition, GF Credit Card also showed off a series of black technologies at the press conference, such as "intelligent self-service voice collection system", GF Credit Card "Cardless payment", smart wearable device G-Force bracelet, and AR+LBS+Bluetooth indoor navigation, etc. GF Credit Card has always used technology to promote innovation, and connected with the consumption habits of college students through products, services, and consumption scenarios. As regulatory agencies clearly propose to support the entry of "regular troops" of banks into campuses, the banking industry will usher in a new blue ocean. Cultivating college students’ correct outlook on credit consumption and establishing a wonderful experience venue for young people have become the key to seizing the younger market.
2. Industry insiders pointed out that GF Credit Card has always been at the forefront of the industry in the use of technology, and continues to explore the combination of technology and business to meet the credit consumption needs of young people in multiple dimensions and bring convenience to young people. , Stylish card use experience.
3. However, even if the vision is beautiful, there are still some practical problems in life. After all, the real society requires realistic considerations. The only thing that is indispensable or can never be avoided in this reality is "money", because it is related to the quality of our lives and the direction of value.
2. Error examples:
1. Many times, when college students have just entered the ivory tower of university from the ivory tower of high school, they are so excited that they don’t know what to expect from the outside world. All kinds of temptations are full of curiosity, and the inner curiosity and desire for knowledge are also prompting them to continue to spend extravagantly. Unfortunately, because they are students, parents generally strictly control their financial lifeline, such as luxury goods. Things are even more elusive. However, some students seek additional funds at all costs in order to satisfy their own vanity or civilized thirst for knowledge. Abnormal ideas give "campus loans" and "routine loans" a chance to survive. However, it is the proliferation of "campus loans" that "Loans" and "routine loans" have locked up the happy lives of these flowers who originally had beautiful youthful dreams and great futures.
2. A familiar topic is still a common routine. There is news about campus loans every month and every year. Behind this, tragedies such as students who were unable to repay their debts and eventually committed suicide, and students whose parents sold their houses to help repay the debts were constantly being staged. In order to curb the evil hands reaching out to the motherland in the future, so that "campus loans" and "routine loans" have no opportunity to take advantage of, and ensure the healthy physical and mental development of college students, on December 1, 2017, the leaders of the special rectification of Internet financial risks and the special rectification of P2P online loan risks The group office officially issued the "Notice on Regulating and Rectifying the "Cash Loan" Business" requiring that online loan platforms are not allowed to provide loan matching services for school students or borrowers who have no repayment source or the ability to repay.