peony quasi-credit card is a credit card product issued by ICBC, which gives the cardholder a certain credit limit, and then the cardholder can overdraw the credit card within the credit limit.

This card can be used in ICBC's special merchants and ATMs with the logo of UnionPay, and also in overseas special merchants and ATMs with the logo of UnionPay, such as Hong Kong, Macao, South Korea and Thailand.

peony quasi-credit card is settled in RMB, which has the functions of credit consumption, transfer settlement, cash deposit and withdrawal, online banking transaction and so on.