1. A hot purchase card is a UnionPay IC credit card, which can be consumed and used all over the country. In foreign countries, it can be used as long as there is a UnionPay pos, and there is no handling fee. There is no handling fee for repayment in foreign construction banks. At present, hot purchase cards are issued in many areas. The characteristic of this card is that there are often more preferential activities to enjoy in your local area, which may not be available in other places, but it is still ok to use it as a credit card.

2. The annual fee of this card is 16 yuan/year. As long as you spend or withdraw cash by credit card for 3 times every year, you can avoid the annual fee of that year. And this consumption is not limited to your amount and place, it is easy to do, and online consumption is also counted.

3. If you bind the savings card of CCB as the agreed repayment account and choose full repayment, the bank will deduct money from your savings card on the last repayment day every month, and make full repayment on time every month, so that consumption will enjoy an interest-free period.