Buy, buy, buy, high-limit credit cards are a must-have tool for daily shopping for many shoppers, but applying for a high-limit credit card is not that easy. I accidentally learned that if you master the order of applying for a credit card when applying, that is to say which bank's credit card to apply for first, and which one to apply for later, it will be easy for you to get a high-limit credit card. Apply for a credit card now and enjoy a variety of discounts and privileges. I believe that it is relatively easy to apply for a credit card with a high credit limit. Moreover, a high credit limit may not be suitable for you. Minsheng Bank's diamond credit card has the highest limit of 5 million, but they have very high requirements and refuse customers to apply for it. However, here’s the key point, we can use the following methods to apply for the credit card we like, which has a high limit and is easy to apply for! ! No matter you are a newbie or a household with difficulty applying for a card, you can still get it! !

Recommended card application sequence: 1. Bank of Communications credit card (although the limit is low, it is easy to apply for the card, suitable for beginners to apply for the first card); 2. China Merchants, Everbright, Guangfa Credit Card (the next The card is easy and the limit is raised quickly! At this time, Bank of Communications freezes it, no matter how big the limit is); 3. When the investment is increased to 40,000, apply for Ping An and CITIC (they will refer to the maximum limit of the existing card); 4. Apply for Shanghai Pudong Development Credit Card (Refer to the maximum limit of existing cards, do not care about debt, pay more attention to the usage rate of existing cards); 5. At this time, the credit card also has a limit of 400,000, not counting cash installments, reserve funds and the like (try not to use these if there is no emergency) (because bank policies are changing too fast); 6. The last step is to apply for a credit card from the four major banks (it is easy to apply for a commercial bank, but it is relatively difficult for the four major banks, so wait until you have the funds to support it slowly).

Why should we follow this order? Let’s analyze it in detail~~ 1. Bank of Communications credit card is the easiest to be approved, which is very important for novices; 2. Apply for China Merchants, Everbright, and Guangfa credit cards because they are the easiest to increase the limit; 3. When applying for Ping An, CITIC, and Pudong Development Bank credit cards, the main reason is that they mostly refer to existing card limits, and the limit increases are relatively slow. If you don’t apply for investment and apply to Shanghai Pudong Development Bank first, your total credit will grow very slowly; 4. Apply to the four major banks because they have many outlets and stable policies, and they can’t help but plunder all kinds of wool. Unlike small banks, policies change quickly. , when the quota is enough, cancel the previous small bank.