If the remaining available amount of personal credit card is enough, you can try it, but if it is not enough, you can't do it. Available amount must be greater than total installment consumption. After the installment is successful, the total installment amount will occupy your fixed amount at one time. You only need to repay the single installment amount on time every month, and the fixed amount occupied by the single installment amount will be restored after repayment.

In fact, every month is still the amount that should be paid in a single period. The repayment rule is the same as usual. If you pay in full by credit card every month, you can enjoy the interest-free period of the previous repayment, without charging interest and any extra fees. If the cooperative merchants directly pay by installment, they need to bring their ID cards and credit cards to the cooperative store merchants.

Extended Data When a cardholder uses a credit card to make a large amount of consumption, the issuing bank will pay the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deduct the consumption funds from the cardholder's credit card account in stages according to the cardholder's application, and the cardholder will repay according to the monthly recorded amount.

In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.

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