Does the credit card have online banking function?
Credit cards have online banking functions. Online banking can be opened with a credit card. There is no charge for opening online banking with a credit card. It can be opened through the bank website or bank branches. However, it is generally not necessary to open online banking with a credit card. You can go to the local branch of the card issuing bank with your bank card and ID card to sign a contract and activate online banking. After activation, you can check your transaction details and make online transfers or payments. \r\nFor more information about whether credit cards have online banking functions, go to: View more content
Do I need to activate online banking to use credit cards online?
Our bank’s online banking is divided into personal Banking Popular Edition and Personal Banking Professional Edition. The professional version of online banking requires you to bring your ID card and all-in-one card to the counter for processing. It cannot be processed only with a credit card. You will be given a hardware similar to a USB flash drive. You can enter our bank's homepage; click on "Personal Banking Professional Version" on the right and click on the download area Download and install the professional version of the program using the link in . There is no need to apply for the public version of online banking. You can log in to the official website of China Merchants Bank and select "Personal Banking Public Version" in the upper right corner. Warm reminder: If you use a credit card to log in, supplementary card holders cannot log in to online banking
If your China Merchants Bank credit card requires online payment, just enable the payment function; log in to online banking and click on the horizontal menu above " "Online Payment"-"Online Payment Function Application", please click "Apply" in blue font.
After activating the function, you select the product you want to purchase through the website and select payment. The payment will be linked to the China Merchants Bank interface. Just provide relevant information according to the interface.
How to activate online banking with a credit card?
Not only can you open online banking with debit cards, but you can also open online banking with credit cards. The most convenient credit card to open online banking is the credit card of China Merchants Bank. You can just go to the China Merchants website to register directly. However, for most credit cards of other banks, you need to go to the bank counter to open online banking. Of course, not all banks' cards can be used for online banking. For example, Bank of China's credit cards do not have online payment functions. For example, many shopping websites do not have options from small banks such as Pufa and CITIC in the card selection, so it is recommended to choose a big bank.
1. After receiving the credit card and password letter, go to the local Bank of Communications to open a debit card (an ordinary bank card), and ask the debit card to open a mobile phone contract (free of charge, no SMS charges).
2. To use a debit card as the main card for online banking, it is required to associate the credit card with the debit card, that is, the credit card is linked to the debit card of the main card.
3. Tell the teller at the counter to activate the credit card online payment function. At this time, the online payment function has been enabled, but you still need to go to the bank's online banking to activate it before you can officially use the credit card's online payment function.
4. Log in to the bank website - log in as a registered mobile user - log in for the first time - after setting the "user name" and "password" as required, you can log in with the user name.
5. After logging into the bank website, select "Bind" in "Customer Service", bind your credit card, and activate your online payment function in "Activation Management" of "Online Payment". It is ready for official use.
Selected credit cards from various banks for credit card processing
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This is the introduction of whether online banking is required for credit cards.