The process for enforcement of overdue credit cards:

1. Issue an enforcement notice to the person subject to enforcement;

2. Online inspection and control;

3. Apply for reconsideration.

After the compulsory execution case is filed, an execution notice and a property reporting order are first issued to the person subject to execution, and the person subject to execution is asked to report his or her property. Initiate an online investigation and inquiry to inquire about the industrial and commercial registration information, insurance, securities, real estate, vehicles, civil registration information, all bank account opening information, etc. in the name of the person subject to execution. Once any property is found, freeze and seal measures will be taken immediately. Call the person subject to execution and the applicant to come to the enforcement bureau to discuss the matter. If the applicant allows reconciliation and installment repayment, the execution may be completed, or the repayment may not be completed, the court may take detention measures. If the person subject to execution is found to have property and refuses to perform, the person may be transferred to a criminal sentence and sentenced. The bank balances that are found can be deducted, and the properties and vehicles that are found, and the stocks and securities invested can be auctioned and liquidated to repay the debt. If the person subject to execution cannot be found or there is no property in his name, measures will be taken to limit the breach of trust of the person subject to execution and a reward announcement will be issued. Eventually, the case will be finalized. When there is property available for execution, the person applying for execution can resume at any time. The case can be enforced and is not subject to statute of limitations.

"Civil Procedure Law of the People's Republic of China"

Article 251 If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the People's Court shall It has the right to seize, detain, freeze, auction, and sell off the property of the person subject to execution who should perform his obligations. However, the daily necessities of the person subject to execution and his dependent family members shall be preserved. To take the measures mentioned in the preceding paragraph, the People's Court shall make a ruling.

Article 252: When the people's court seals up or detains property, if the person subject to execution is a citizen, it shall notify the person subject to execution or his adult family members to be present; if the person subject to execution is a legal person or other organization, , its legal representative or principal responsible person shall be notified to be present. Refusal to be present will not affect execution. If the person subject to execution is a citizen, his or her work unit or the grassroots organization where the property is located should send people to participate. For the property that has been sealed or detained, the execution officer must make a list, sign or seal it by the person present, and give a copy to the person subject to execution. If the person subject to execution is a citizen, a share may also be given to his adult family members.

What are the consequences of compulsory execution?

The consequences of compulsory execution are as follows:

1. When accepting compulsory execution, the court will inquire about the property in the name of the debtor in accordance with the law. , vehicles, securities and deposits;

2. If the person subject to execution has no property available for execution and he refuses to fulfill the effective judgment of the court, he will have negative information such as overdue repayment recorded in his personal credit report, and are restricted from high consumption and entry and exit, and may even be subject to judicial detention;

3. If you have the ability but refuse to execute, you are suspected of refusing to execute the judgment or ruling.