Generally speaking, it is 18 days to 25 days after the accounting date.

The repayment period of a credit card is calculated according to the billing date and the consumption date of the credit card, and it is not fixed.

The bank will inform the bill date when issuing the card, and each bill will also have the bill date.

The repayment period of each bank is different, generally speaking, it is 18 days to 25 days after the billing date, of which the shortest is 18 days of China Merchants Bank and the longest is 25 days of Industrial and Commercial Bank of China.

The period from the date of use of the credit card to the billing date plus the repayment period is the interest-free repayment date.

According to this calculation scheme, consumers can enjoy the longest interest-free repayment on the day after the bill date and the shortest interest-free repayment period on the day before the bill date. Generally speaking, the interest-free repayment period of credit cards is about 20 days to 50 days.

For example, if your bill date is 12, your credit card payment date is 1 1, and the interest-free repayment period stipulated by your issuing bank is within 20 days after the bill date, then your repayment is only 20 days. If your credit card consumption date is 13, the consumption will enter the next bill, and your consumption will not generate a bill until next month 12, so you have a 50-day interest-free repayment period, that is, 30 days from the credit card consumption date to the next month 12, plus 20 days after the bill is generated.

Supplementary information:

CreditCard (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service. Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back. Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, they will make repayment on the bill date. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

[img] What is the monthly repayment date of the credit card?

The repayment date of credit card is generally about 18-25 days after the billing date, which is determined by the billing date. The exact date is different from bank to bank and from credit card to credit card. For example: China Bank's credit card billing date: 1 -28, China Bank's credit card repayment date: 20 days after the billing date is the due repayment date; Accounting date of Industrial Bank's credit card: 2nd, 4th, 8th, 1 1, 13, 18, 2 1, 23rd of each month is optional, and the repayment date of Industrial Bank's credit card is the 20th day from the accounting date. ICBC credit card billing date: fixed at the end of each month, that is, 30 or 3 1, which cannot be changed. ICBC credit card repayment date: fixed on the 25th of the following month.

Every cardholder must pay off the bill before the repayment date. If it is not paid off in time, which leads to overdue, then the bank will report the overdue record to the credit information system. In addition, banks will also charge overdue fines and penalty interest. For example, if the credit card of China Merchants Bank is overdue, the late payment fee is 5% of the unpaid part of the minimum repayment amount, and the penalty interest is 0.05%, which is all the consumption in the current period, and it will be collected from the billing date until the cardholder pays it off completely.

Bookkeeping date: refers to the date when the card issuer summarizes the accumulated outstanding consumer transaction principal, cash withdrawal transaction principal and expenses of the cardholder. Every month, calculate the interest and the amount that the cardholder should pay. The credit card billing dates of China Everbright Bank are 1, 5, 8, 15, 18, 22 and 25 respectively. After the credit card of China Everbright Bank is approved, the system automatically generates the bill statement, which cannot be changed after it is generated.

Maturity repayment date: refers to the latest date when the cardholder should repay all the payable amount or the minimum repayment amount stipulated by the card issuer. The final repayment date of Everbright Bank's credit card is 20 days after the bill date; For example, the 7th is the billing date, and the final repayment date is the 27th of the current month.

How to repay the credit card:

1. Use online banking for repayment, log in to the online banking where the bank card is located, and select "Credit Card Service" in the transaction toolbar;

Second, carry out "credit card repayment" in the credit card service project, enter the repayment webpage and click "repayment";

Third, the webpage will display repayment information. Click "OK" to make a credit card after the verification is correct.

When is the credit card repayment date?

Credit card repayment period is generally 20 or 25 days after the bill date. However, this repayment date is the last repayment date. Even if the consumption amount is not recorded, users can choose to repay in advance. Therefore, the repayment period of the credit card is more about informing the user of the final repayment time, and the user must complete the final repayment on the repayment date.

Extended information:

Credit card repayment time can be divided into the following two periods:

Normal repayment time

From the billing date of the credit card to the final repayment date, it is the normal repayment time of the credit card. The repayment made during this period is normal repayment.

It is recommended to repay the loan two to three days before the repayment date. If the repayment time is too early, the interest-free period given by the bank is used too little, which is not cost-effective;

If the repayment is too late, especially on the repayment date, it is likely to be forgotten because of busy work and other reasons.

Or the funds are not received in time, which may cause overdue repayment and form overdue records.

Prepayment time

Any repayment before the accounting date belongs to prepayment. If it is not for special reasons, it is recommended not to repay the loan in advance.

Some cardholders believe that early repayment will help banks increase their quota. In fact, this idea has no factual basis.

The interest-free period given by the bank can be used normally as long as it is repaid before the repayment date, and there is no need to repay it too early.

Credit card, also known as credit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is in the form of a card with the name of the issuer, expiration date, serial number and cardholder's name printed on it. Magnetic stripe and signature strip on front and back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the National People's Congress Standing Committee (NPCSC) on Credit Card Regulations) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. 20 17 12 1 Business English Translation and Writing Standard was formally implemented, which stipulated that the standard English name of a CreditCard was Credit Card.

A general credit card is a special plastic card, which is 85.60mm long, 53.98mm wide and 1mm thick. The front side is printed with the name of the issuer, the expiration date, the serial number and the name of the cardholder, and the back side is provided with a chip, a magnetic stripe and a signature strip. Cardholders can use credit cards to shop, consume and deposit and withdraw cash in special units.

What date does the credit card repay every month?

Credit card repayment date is basically 20 or 25 days after the bill date. If the billing date is set to 5th of each month, the 20th day after the billing date is the final repayment date of the credit card, that is, 25th of the current month.

The amount to be repaid on 25th is the expenses incurred before the billing date, and the amount spent after the billing date will be displayed on the next billing date.

The repayment period of credit card is calculated according to the billing date and consumption date of credit card, and it is not fixed. The bank will inform the bill date when issuing the card, and each bill will also have the bill date. You can enjoy the longest interest-free repayment on the day after the billing date and the shortest interest-free repayment period on the day before the billing date. The interest-free repayment period of credit cards is about 20 to 50 days.

There are many ways to repay credit cards. The following are several commonly used repayment methods:

1. Binding a savings card is the most convenient repayment method. When you apply for a credit card, it is bound to our savings card, and the bank automatically deducts money when you repay it, which is convenient for you to transfer money manually to the bank.

2. Online banking transfers money first, which is safe. Open the issuer's online banking, log in to the online banking, and enter the password to complete the repayment without handling fees.

3. Third-party repayment is convenient. At present, Alipay Wallet supports credit card repayment of more than 30 banks, and a "repayment reminder day" can be set.

4. Reimbursed by Lacarra. Credit card outlets use less, but there is a handling fee for repayment, which is 2 yuan per transaction. There are three repayment methods for credit cards:

Full repayment: after the bill is issued on the same day, it will be paid off in one lump sum. This is the best repayment method, but it also requires considerable funds. If the bill amount is 65438+ million, it needs 65438+ million to pay it back. Full repayment is actually divided into two repayment methods, one is the one-time repayment mentioned above, and the other is

Accumulated multiple full repayments. The bank doesn't stipulate that it should be paid off in one lump sum, so we can pay it off in multiple installments as long as the bill amount is paid off before the final repayment date. For example, the current bill is 10000 yuan, and we will pay 100 yuan in one lump sum, which is enough.

Installment repayment: after the bill is issued on the bill issuance date, the current bill will be repaid in installments, which can be generally divided into 3/6/9/ 12/ 18/24 installments. This way, the repayment pressure is relatively small, but it has to bear a certain installment fee.

There is also the minimum repayment amount: every bank will give you a minimum repayment amount (10% of the current bill) when it reissues the bill, which is also the most uneconomical repayment method. If the bill amount is large, you have to pay a high interest fee. The minimum repayment is to spend more money to ensure your credit information, but it will cost a little extra interest. Please manage your credit card effectively to avoid overdue.

When did you return the credit card?

Credit card repayment date is basically 20 or 25 days after the bill date.

If the billing date is set to the 5th of each month, the final repayment date of the credit card is the 20th day after the billing date, that is, the 25th of the current month.

The amount to be repaid on 25th is the expenses incurred before the billing date, and the amount spent after the billing date will be displayed on the next billing date.

Extended data:

The repayment period of credit card is calculated according to the billing date and consumption date of credit card, and it is not fixed.

The bank will inform the bill date when issuing the card, and each bill will also have the bill date.

You can enjoy the longest interest-free repayment on the day after the billing date and the shortest interest-free repayment period on the day before the billing date. The interest-free repayment period of credit cards is about 20 to 50 days.

The due date of credit card repayment refers to the latest date when the credit card issuing bank requires the cardholder to repay the payable amount. That is to say, after issuing the bill, the issuing bank should pay off all the expenses before the due repayment date.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.

It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of functions such as consumer payment, credit loan, transfer settlement and cash deposit and withdrawal.

20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Credit cards generally refer to credit cards.

This concludes the introduction of the number of credit card repayments and the number of credit card repayment bills. I wonder if you have found the information you need?