If it is a text message from the bank, it means:

1. Your credit card application has been approved and sent. Please check and activate it in time.

2. Your identity information has been leaked and you may receive activation information. Please inform the bank promptly or just ignore it (there is risk).

After the credit card application has been approved, there are two common ways to receive the credit card:

1. Send it by registered mail, and the card will be issued in about 3 working days after the approval. , and then mail it. After it is sent, a text message will be sent to the cardholder to notify the cardholder. The text message will include the mailing order number for easy inquiry. After receiving the letter, the cardholder can activate and start using the card by following the instructions in the letter.

2. The cardholder brings a valid ID to the bank counter to collect the card, and can activate the credit card at the same time under the guidance of bank personnel.

The entire credit card application process, if the applicant meets the requirements for the credit card, generally does not take a long time and can be completed within 15 working days. The relevant conditions are as follows:

1. As long as The submitted application materials are complete, and it usually takes 8 working days to complete the review after receiving your application information from the review department;

2. After passing the review, a card will be produced for the customer within 2 working days;

3. Send to customers by registered mail according to the billing address. Generally, the delivery time of registered mail is within 15 days.