The loan with CITIC Bank is actually a short-term cash installment business of CITIC Bank. When people are in urgent need of money, they can solve the problem by applying for a loan from CITIC Bank. It is very high to borrow from CITIC Bank, but some people will ask: Does CITIC Bank occupy the credit card limit with loans? I will answer your question today.

Whether CITIC Bank occupies the credit card line with the loan is related to the temporary line.

First, there is a temporary quota.

If you already have a temporary credit line when handling the loan from CITIC Bank, as long as your loan line does not exceed the temporary credit line, the credit card line will not be occupied by the loan from CITIC Bank.

Of course, if the amount you borrow exceeds the temporary limit, the excess will naturally occupy the credit card limit.

Second, there are no temporary places.

If you don't have a temporary credit line when you apply for a loan from CITIC Bank, the credit line of your credit card will be occupied by the loan from CITIC Bank. But as long as you pay back the money on time every month, the quota will naturally recover.

In fact, when you apply for a loan from China CITIC Bank, the notice page sent by the system will not only write down the loan amount, but also tell you how many loans do not occupy the credit line. You can know whether the loan amount you apply for will account for the credit card amount on the page showing the loan amount.

The above is the question "Does CITIC Bank use loans to occupy the credit card limit?" The answer. Whether CITIC Bank occupies the credit card line with the loan is related to the temporary line. If there is no temporary limit when handling the loan, it will occupy the credit card limit. If there is a temporary limit, when your loan limit is lower than the temporary limit, you will not occupy the credit card limit.