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How to apply for a credit card if you don’t have a job?

It is very difficult to apply for a bank card without a job. You need to submit personal ID card, deposit certificate, social security certificate, fixed asset certificate, credit report and other information.

1. Valid resident ID card. This is information that must be submitted whether you have a job or not, and like regular credit card applications, the applicant is required to be between 18 and 65 years old.

2. Certificate of deposit. If you don’t have proof of employment, you can provide your deposit certificate to the bank, because when you apply, the bank will judge your repayment ability based on your deposit information. If you have more deposits, then you can apply for a credit card The success rate will be much higher.

3. Social security certificate. If you don’t have proof of employment, it’s okay to provide relevant proof of social security to the bank, because now not only units can help purchase social security, but individuals can also purchase it, so the social security certificate can also be used as proof of credit card application.

4. Certificate of fixed assets. When applying for a credit card, you can provide proof such as a real estate certificate to the bank. The bank believes that after having a guarantee, it will approve your credit card application even if you have no job. If you can still provide water, electricity and gas for the past six months If the bank transfers money, the success rate of applying for a credit card will be greatly improved.

5. Credit report, no bad credit records.

Generally speaking, it is very difficult to apply for a credit card without a job. You can only convince the bank that the applicant has the ability to repay through proof of your property.