On the one hand, it depends on whether you are working.

Another more important aspect is to calculate your income based on your social security payment (of course, it cannot be very accurate, but usually those with higher incomes pay more social security), so that you can Decide how much credit to grant you.

As we all know, in theory, it is difficult to apply for a credit card because of the nature of credit card overdraft first and then repayment. Therefore, banks are most concerned about the financial strength of the applicant, for fear of incurring risks themselves. Coupled with the current financial crisis, the era of banks expanding their credit card territory at all costs has come to an end for the time being, so it will be very troublesome to follow the procedures prescribed by the bank. Having said that, as long as the rules of the game for banks to make money remain unchanged, banks will continue to compete for the credit card pie over time. In order to get more of the credit card cake, each bank has hired many agents (individuals) to help promote it, and both parties can benefit. If you apply for a card on the street or if there is an enthusiastic person at work to help you apply for the card, you only need to give him a copy of your ID card, write your contact number on the application materials, sign and wait to get the card. (It is easier. There is also card-for-card (you give the cardholder a business card, and then wait for the bank to send you the card). Generally, it is a card with an overdraft of 5,000 or 10,000. During the holidays, the bank can take the initiative to increase the overdraft for you. Quota.