1. Pure white household personnel:

Pure white household personnel have never applied for a loan before, and if they want to get a card smoothly, they can package the application materials in details such as education, position and income.

2. People with approval records on credit information:

People who have applied for loans or credit cards from other banks should be packaged from information such as work unit, work income, work post, company telephone number, company address, etc., and there should be no major changes, otherwise the bank will think that this person's work status is unstable.

Third, people who apply for credit cards in different places:

When applying for credit cards in different places, you should pay attention to packaging personal local information, including household registration information, work information, asset information, social security deposit records, credit consumption records, etc.