China Everbright Bank UP Unbounded Credit Card is launched by China UnionPay and China Everbright Bank. The card is a virtual + physical digital credit card, allowing you to enjoy personalized rights and interests in diverse life scenarios. This card is a platinum card, and you can enjoy the annual fee-free policy when swiping the card.
Everbright Bank Credit Card Application Conditions
Chinese citizens, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, have legal and stable income, and have good credit, You can apply for a personal credit card master card from the card issuer with your valid ID. Note: To apply for a card, you need to attach a work certificate, and other conditions include social security, good companies such as government agencies, vehicles, houses, etc. You can contact the second primary cardholder by phone number
Use the same credit limit as the secondary cardholder; the primary cardholder can set the usage limit of the secondary card within the credit limit; all transaction amounts and corresponding interest and fees with the secondary card will be credited to the primary card account , the main cardholder shall be fully responsible for repaying the debts incurred under the main card and supplementary card.
Sanfan can open basic accounts at financial institutions in China. Enterprises, administrative institutions, social groups, and other economic organizations authorized by legal persons with independent legal person qualifications can open an account with an account opening permit issued by the People's Bank of China. Apply for a corporate card from the card issuer with your certificate and other information. If you apply for a foreign currency unit card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange. Each unit can apply for several unit cards, and its cardholder qualifications shall be designated or revoked in writing by the legal representative of the applicant unit or its authorized agent. The applicant unit shall bear all debts incurred by the unit card.
IV. When applying for a credit card, the applicant should fill in the application form and the authentic materials required by the card issuer correctly, completely and truthfully according to the card issuer's requirements, and sign an application contract with the card issuer. The card issuer decides whether to approve the applicant's application based on the applicant's application and credit status, whether to require the applicant to provide guarantee and the method of guarantee, and determines the credit limit.
5. The methods of guarantee provided by credit card applicants include guarantee, mortgage and pledge. The scope of the guarantee covers all outstanding debts incurred under the cardholder's credit card, and a corresponding guarantee contract should be signed for the guarantee.
6. Everbright Bank credit card issuer provides cardholders with inquiry passwords and transaction passwords through designated channels.
After receiving the credit card, the cardholder should immediately sign the same signature as on the credit card application form in the signature column on the back of the credit card, and use the same signature when making transactions, otherwise, any resulting Loss is the responsibility of the cardholder.