1. The card numbers of savings card and credit card are different.

There are 3 to 5 groups of savings cards, and the digits of 13 to 19 are different. The credit card is composed of 4 digits and 4 groups, with a total of 16 digits.

2. Different anti-counterfeiting marks.

Some savings cards have anti-counterfeiting marks, others don't, and they are dispensable. Credit cards have specific holographic anti-counterfeiting marks.

3. The fonts on the card face are uneven.

Some savings cards are convex and some are concave, which can be convex or concave. Credit cards are embossed on the card surface;

4. The validity period is different.

Savings cards are dispensable, and some only have the date of issue. Credit cards have an embossed service life.

5, the name pinyin is different.

Some savings cards are available, some are not, and they are also dispensable. The credit card is embossed with the cardholder's name pinyin and gender.

6. The balance of overdraft.

Savings cards cannot be overdrawn. If you have money, you can brush them. If you have no money, you can't brush them. Credit cards can of course be overdrawn.

Savings card is a financial transaction card issued by the bank to provide financial services to depositors, which belongs to debit card. There are two kinds: magnetic stripe and chip. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines.

The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.

2. Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.