What is 51 Credit Card?

Many friends now go to banks to apply for credit cards, and credit card consumption has become a hot consumption model. However, after using a credit card, you have to repay it, so where can you pay the credit card bill? Next, the editor will introduce the 51 Credit Card and what it does.

What is 51 Credit Card?

In fact, 51 Credit Card is not a credit card, it is a company. This company was founded in 2012 and is China's leading financial technology innovation company. This company has an APP that can intelligently manage all credit card bills with one click, called 51 Credit Card Manager. Therefore, the May Day Credit Card Company relied on this APP and then used big data to conduct effective risk control marketing, and gradually developed an ecosystem covering personal credit management services, credit card technology services, etc. On July 13, 2018, 51 Credit Card was successfully listed on the main board of Hong Kong, so this credit card company is also developing very well.

What is the function of 51 credit card?

As mentioned above, after using a credit card, you have to pay off the credit card bill. Many people will miss the credit card repayment deadline, causing the credit card to be overdue. This is also very bad, because the credit card overdue will increase Repayment pressure on cardholders. Therefore, 51 Credit Card can manage credit cards to prevent users from missing the credit card repayment deadline. And you can also import the credit card information you applied for into 51 Credit Card, so that you can check the credit card limit, bill and repayment date, and you will not forget to repay due to too many credit cards.

Summary

So 51 Credit Card is a company that manages credit cards and performs credit card repayments, and it involves a lot of business. However, many people do not know about 51 Credit Card, because many people will apply for a credit card, so they will not miss the repayment deadline, and there is no need to download this software. If you have many credit cards in your hand, you can download the 51 credit card software.

51 Is it reliable to apply for a credit card (credit card)?

51 Credit Card (credit card) is relatively reliable when applying for a card. 51 Credit Card (credit card) is a third-party platform. Users apply for a card through 51 Credit Card (credit card) and provide personal information. They are submitted to the bank instead of 51 credit card (debit card), so the user's information security is more secure. On the other hand, 51 Credit Card (credit card) only supports applying for credit cards (credit cards) from 20 mainstream banks, and users do not need to worry about the source of the credit card (credit card).

And 51 credit card (credit card) is only one of the ways to apply for a credit card (credit card), which is the same as users applying for a credit card (credit card) through WeChat, Alipay, etc.

Is the 51 Credit Card Platform Xihu Police Official?

Yes

It is official. 51 Credit Card, founded in 2012, is China's leading financial technology innovation company. With "51 Credit Card Manager" as its core, an APP that can intelligently manage credit card bills with one click, and with the help of its own big data accumulation, technical strength, risk control strength, and marketing capabilities, it has gradually developed an APP covering personal credit management services, A comprehensive ecosystem including credit card technology services.

What is 51 Credit Card? What is 51 Credit Card?

1. 51 Credit Card is China’s online credit card management platform. The founder of 51 Credit Card is Sun Haitao.

2. On October 21, 2019, 51 Credit Card was investigated by the police. On October 22, 2019, 51 Credit Card announced on the Hong Kong Stock Exchange that the company’s Hangzhou office was under investigation by relevant government departments. The chairman and CEO, executive director, CFO and some employees are assisting in the investigation. The company's assets have not been seized or frozen, and its business operations and financial status are normal and sound. On the same day, Sun Haitao spoke out and apologized for the investigation of his 51 credit card.

How about 51 credit card loan? Is it reliable?

Not good, unreliable.

On October 21, the news that 51 Credit Card was suddenly investigated by the police spread all over the circle of friends. According to many industry insiders, this may be related to the improper acquisition of user information by a crawler program, and has been confirmed by the relevant banks.

There is also news that it was caused by casualties due to violent debt collection. Although this news has not been confirmed, violent debt collection is a common occurrence in the loan industry. Many debt collection outsourcers are collecting money in order to benefit from a share of the payment. In the process, there are often some extreme actions.

Subsequently, Sun Haitao, the founder of 51 Credit Card, issued a statement and apology on Weibo. The statement stated that due to improper management and lack of supervision, the outsourcing partner company had some excessive behaviors in communicating with borrowers. This also indirectly confirmed that it was indeed due to violent collection.

Since online lending is a new financing method, the central bank and the China Banking Regulatory Commission do not yet have clear laws and regulations to guide online lending. When problems are encountered, there is no law to follow. Although with the popularity of online lending, relevant laws and regulations will become more and more perfect, but you still need to be cautious.

Is Bohai Bank’s 51 credit card reliable?

51 credit card application is relatively reliable. 51 credit card is a third-party platform. Users apply for the card through 51 credit card and provide all the personal information. It is submitted to the bank, not to 51 Credit Card, so the user's information security is more secure. On the other hand, 51 Credit Card only supports applying for credit cards from 20 mainstream banks, so users don’t have to worry about the source of the credit card.

And 51 Credit Card is only one of the credit card application channels, which is the same as users applying for credit cards through WeChat, Alipay, etc.

51 Bohai Credit Card is not a loan card. It is a co-branded credit card issued by Bohai Bank. It has financial functions such as credit consumption, cash advance, and overpayment recovery. The interest-free period is up to 54 days. There is no additional charge for repaying the overdraft in full on the repayment date.

However, 51 Bohai credit card holders will need to bear a certain amount of interest if they borrow cash in advance or apply for a credit card loan. The specific interest rate standards are subject to the bank's review results.

That’s it for the introduction of 51 Credit Card: Is it Real?