Nowadays, many people are applying for a credit card for the first time, and there are still many unclear things about applying for a credit card. For example, some people may ask, can I use credit card after applying for it? Obviously, the prerequisite for using the card is to activate it first.

1. If you are a new customer who has never applied for a credit card from this bank, or if you have applied for a credit card before but the account has been closed for more than 1 year, you can apply for a card through the Internet, such as WeChat official account, online banking, mobile phone Bank, etc. After applying for a credit card, you need to go to the bank branch to get your ID card and credit card for an interview at the bank. After the interview is successful, the teller can directly open the card, or you can choose a method to open the card.

2. If you are an old customer, whether you apply for a card online or offline, unless the bank mails it to a designated outlet to pick up the card, you basically do not need to go to the bank for an interview. You can directly call or To open a card through the bank's official website, the authentication method is to enter the correct ID number and use the reserved mobile phone to obtain the verification code.

In short, applying for an unactivated credit card cannot be used, and only the applicant himself has the right to open a card. If someone uses the applicant’s identity to open a card for consumption, he must contact the bank in time to confirm that the consumption has occurred exception to reduce losses.