“Money is not everything, but nothing is impossible without money.” Do you find it difficult in the process of saving money? Do you feel that you can’t always save money? Below I will share some common bad habits in saving money. If you have them, you can change them; if not, you can quit them.

●Commonly used credit cards. This will lead to not having control over one's money and not knowing where it was spent. In the end, when you pay back the money, you will find that you have spent far more than you can afford. I personally believe that you should spend as much as you have and don’t spend too much ahead of schedule. Since I don’t use credit cards, every time I buy too much and run out of money, I won’t continue to buy more. I don’t need to pay back every month and can live a stress-free life.

●No habit of keeping accounts. Nowadays, there are many accounting software that are easy to use, but many people do not use accounting software, which results in them having no control over their own consumption and being unable to control their own consumption. After accounting, it will be easier for you to know how much you have spent so that you can restrain yourself.

After I use an accounting software, it can record my daily expenses. In addition, I will set a limit for my monthly usage, and then it will average it out so that I can easily use it every day. It is good to control my daily expenses. If I spend too much today, I will spend less every day in the future, so that I can limit myself.

●Consumption blindly and consumption following the trend. There are many people buying and selling on various platforms. They feel that they have never bought this or tried that, and they all want to try it. You can try it occasionally, but of course you won’t save money if you try it frequently. Some people think that if someone else bought it, I should buy it too, and I also think it’s pretty good. But for many things, we buy what we need, instead of just following the trend and trying blindly.

●Buy discounted products and accumulate a little. This problem is very common, I have it too. Every time I see discounted products, I feel like they are a good deal and I buy a lot of them at once. But some may not necessarily need it, and some may have never eaten or used it but bought a lot of it. Especially when you go to the supermarket to buy this discounted product, it is very cheap, and that discounted product is also very cheap, but the total adds up to an unexpected amount. I still believe in buying what you need and occasionally trying out what you don’t need.

Now when I see discounted products, I will subconsciously control myself not to buy too much. I can buy less. Of course, when I have some spare money, then I will buy less. Some small things, always like this, I can save more than 100 yuan a month.