1, installment repayment:
For people with low income and no savings, it is definitely impossible to pay off 50 thousand at one time, but it can be paid off in two to three years, which should not be a big problem for people with jobs.
2. Talk to your family:
Home is always a warm harbor. With the concerted efforts of Qi Xin and Qi Xin, there is no difficulty for a family. If everyone in the family has savings, you can ask them to help make up the money for repayment. If you can, you can also write an iou. After all, it is not easy for your family to make money.
3. Borrow money from others:
There is no money at home, so I can only find foreign aid. They can borrow money from relatives and friends to pay off their debts. Remember to make the purpose clear, don't give people a casual look, and don't kidnap morally. It is their freedom to borrow money or not. If you agree to borrow money, you must write down the amount owed, and it is best to promise to bring you interest.
4. Negotiate repayment:
None of the above three methods works, so we have to negotiate with the bank for repayment, which requires us to show our willingness to repay and inform the bank of the difficulties in repayment. If we can get the approval of the bank, we can sign a personalized installment repayment agreement with the bank, and repay 50 thousand yuan in three to five years, and we must repay it every month according to the agreement.
The above is the relevant introduction of the Law of Saving Yourself from Credit Card Debt of 50,000. No matter which method you use to save yourself, you must control your consumption desire, open up sources and reduce expenditure, and strive to make money before you can really go ashore.