How to redeem Agricultural Bank of China credit card points
Hello, please redeem points through the following channels:
1. Palm Bank: Please log in to Palm Bank APP , click "Homepage → Credit Card → Points → Redeem Now".
2. Online banking: Please log in to personal online banking and click "Credit Card → Points → Redeem".
3. Credit card WeChat: Please follow the "Agricultural Bank of China Credit Card" WeChat official account, click "Rights/Bills → My Points → Points Exchange" at the bottom of the page to submit a point redemption application.
4. SMS: Please use the mobile phone number reserved in the Agricultural Bank of China credit card system and send the SMS "CCJFDH#last four digits#gift number (4 digits)#redemption quantity (2 digits)" to 1069095599 Submit an application for points exchange.
5. Customer service hotline: Please call the credit card customer service hotline 4006695599 to apply for points exchange.
6. Designated merchants: Please go to our bank’s points consumption cooperative merchants and redeem points through POS machines (for the list of points consumption cooperation merchants, please log in to the credit card page of our bank’s website).
(Answer time: December 20, 2021. In case of business changes, please refer to the actual situation.)
How to exchange credit card points for cash?
It cannot be exchanged for cash. It is mainly exchanged for gifts. It can also be exchanged for gas expenses, phone cards, etc. There is no direct exchange for cash.
1. Credit card points can be exchanged for airline miles, and when accumulated to a certain level, they can also be exchanged for air tickets. Then you can find some people who conduct air ticket transactions, use the points to exchange for air tickets according to their needs, and then use the points to exchange for air tickets. Sell ??to them for cash.
2. Many bank credit card points can also be redeemed for movie tickets, and then the redeemed movie tickets can be resold to get cash;
3. Use points to redeem them in credit card malls Gifts, you can still get cash by selling the gifts online.
Exchange gifts at the bank, credit consumption, etc. However, many customers forget to use these points for one reason or another after consumption. Points that can be saved permanently are fine, but some banks automatically "clear" points after one or two years.
Extended information:
According to the Hua Xia Bank Credit Card Center, cardholders who have any of the following abnormal transaction circumstances in the accumulation of points and cannot prove that the transaction is a real transaction through valid vouchers (such as invoices) , has the right to take control measures such as not accumulating points, freezing points, and closing accounts against customers based on specific circumstances (customers will no longer be able to redeem points after their points are frozen, and they will no longer be able to conduct non-deposit transactions after the account is closed).
When the status of the cardholder's account or card is abnormal (including but not limited to inactivation, overdue, account card payment stop, freezing, account cancellation, loss report), points freezing and suspicion of points fraud , redemption of points for gifts or services will not be allowed.