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How to treat the credit line of ICBC?
How to check the credit card limit of ICBC?

Inquiring about the credit card limit of ICBC can be operated in mobile banking, and the specific operation steps are as follows:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3. 1

App version: v7.0. 1.2.5

First, open the application, click Login on the homepage, and then fill in your own information according to the prompts to log in.

Second, after logging in successfully, you will automatically jump to the APP homepage, and select all on the homepage.

Third, then find the credit card in the page and click Enter.

4. Click on the credit card account and enter the credit card interface.

When you enter the credit card account, you can see the credit card limit information.

At the end of 20 19, the loan of ICBC was 995,5821100 million yuan, an increase of 536,927 million yuan or 5.7%; Company deposits1202,826.2 billion yuan, an increase of 547 1.2 1 billion yuan, an increase of 4.8%.

At the end of 20 19, the balance of ICBC's inclusive small and micro enterprise loans was 4.71.521billion yuan, an increase of1.61.407 billion yuan or 52.0% over the beginning of the year. The number of customers was 423,000, an increase of 6.5438+0.53 million. The average interest rate of accumulated loans in that year was 4.52%, down 0.43 percentage points from the previous year. Relying on financial technology, we will speed up the iterative updating of products, and build a comprehensive service system in inclusive finance around ICBC's microfinance service platform and three categories of products: fast loans, online loans and online supply chain financing. At the end of 20 19, there were 288 microfinance business centers in the whole bank.

In 20 19, ICBC made every effort to promote the electronic reform of fiscal revenue and expenditure accounts at all levels, innovated and popularized the "smart government" service system, and promoted the multi-engine business cooperation framework of "1 government service portal and 12 22 value-added services in key extension areas". We will comprehensively promote inter-bank cooperation, sign new comprehensive strategic cooperation agreements with key customers at the head office level, such as China Development Bank and Shanghai and Shenzhen Stock Exchanges, and sign a memorandum of cooperation between banks and securities on science and technology innovation boards with head brokers to jointly promote the development of the real economy and the capital market. We launched a pilot bill brokerage business and successfully handled the first bill brokerage business in the market under the discount mechanism.

In 20 19, ICBC promoted the construction of six product lines, including account management, liquidity management, trade financing, risk management, investment and wealth management, and payment management, and provided comprehensive customer-centered service solutions. Strengthen the application and promotion of the advantage platform and continue to consolidate its leading edge in the field of public payment. Promote the global cash management platform and build a global cash management business system. Promote the "ICBC" financial service platform to meet the financial needs of enterprises and realize the effective customer acquisition model of "transaction finance". At the end of 20 19, there were 9.443 million enterprise settlement accounts, an increase of 13.5% over the end of last year, and the RMB settlement business of enterprises in the whole year was 2,399 trillion yuan. 1.426 million cash management customers; There were 7,973 global cash management customers, an increase of 9.5%.

How to check the credit card limit of ICBC?

1, customer service hotline

Call ICBC's credit card customer service phone number 95588 or 400-669-5588 directly to check the quota;

2. SMS

Edit the SMS "CXED## SMS bank password" with the reserved mobile phone number and send it to 95588 to check the limit;

3. ICBC e Life APP

Log in to the APP, and you can check the credit card limit after one-click card binding;

4. Bank outlets

Bring your personal identification and check the credit card limit at any ICBC outlet counter.

Card sorting

Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China. Cardholders deposit a certain amount of reserve fund according to regulations, and when the balance of the reserve fund account is insufficient to pay, they can overdraw within the prescribed credit limit.

Peony quasi-credit card can be used in China, Macau, China, China, and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system.

Peony quasi-credit card has stopped issuing. Peony Credit Card and Peony International Credit Card, which truly meet the needs of the public, are the development direction.

Mudan international credit card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency.

Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.

Peony Credit Card can be used in China, Hongkong, China, Macau, China, and UnionPay acceptance points in Thailand, South Korea and Singapore. It is settled in RMB and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions.

Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

Where can I check the ICBC quota?

Customer Service Phone: Call ICBC's credit card customer service phone number 400-669-5588 or the unified customer service hotline 95588 to inquire about the credit card limit.

SMS: Use the mobile phone number reserved when handling the card, edit the SMS CXED## SMS bank password, and send it to 95588 to check the credit card limit.

ICBC e-Life APP: bind ICBC credit card to ICBC e-Life APP, and you can check the credit card limit at any time.

Online banking: log in to ICBC online banking, click "Account Overview" and select the corresponding account to view.

WeChat official account: Pay attention to the official WeChat official account of China Industrial and Commercial Bank, and you can get the quota by clicking "Credit Card" in the bottom menu bar.

Branch counter: Bring my valid ID card and ICBC credit card to the branch counter of ICBC to check the quota.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. [3] The basic task of China Industrial and Commercial Bank is to raise social funds through domestic and foreign financing activities, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10. On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th. 20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1. [8] 2065438+2008 Fortune Global 500 ranked 26th. 20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd. 2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

How to check the balance of ICBC credit card

You can check the account balance in the following ways:

1. Pay attention to the official WeChat account of "China Industrial and Commercial Bank Customer Service" and select "Smart Finance-Balance". Details. Bank of deposit ",and inquire according to the prompt;

2. Log in to mobile banking, select the function of "Home/Favorites-Account/My Account" and click Query.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

Excuse me, how to check the credit card limit of ICBC?

First, go to the counter of ICBC to make an inquiry. Any bank card-related information can be inquired through the business outlets of the counter issuing bank, and credit card credit limit inquiry is no exception.

Once again, call ICBC's 95588 hotline for enquiry. Each issuing bank has its own customer service telephone number, and customers can call for consultation if they have any questions. The operation is convenient and simple, you only need to choose the service you need according to its prompt, and you can connect with manual consultation if necessary.

In addition, the network has now entered thousands of households, and online shopping, stock trading, payment, business and other services are readily available. The last method, of course, is online inquiry. Credit card credit limit inquiry can also be solved through online banking. The operation is very convenient and quick. Just log in to the personal online bank of the card bank to make corresponding inquiries.

In addition to the above three conventional ways, credit card credit limit inquiry can also be checked and calculated through bank statements or electronic bills mailed regularly.