Hello, landlord, I wonder what is the reason for the overdue between you? If it's because you forget the repayment date, and then repay it in time, it should be no problem. The landlord can still try to apply for another credit card, just saying that some financial documents need to be prepared when applying to increase the chances of success. But if the landlord is overdue for a long time and fails to pay off the arrears in time, it will be a bit difficult. The specific landlord had better ask the customer service staff of the bank. I hope my answer can help the landlord!