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Is there a difference between credit card binding full repayment and minimum repayment?
Automatic transfer repayment can choose "full repayment" or "minimum repayment".

Those who choose the minimum repayment amount will continue to enjoy revolving credit, but will no longer enjoy interest-free repayment. After the automatic transfer repayment is successfully set, China Bank will provide partial deduction and re-deduction services according to the agreed repayment amount you set.

What is full repayment? Before the due repayment date, you should pay off all the outstanding amounts listed on the statement.

Tips:

1. Partial deduction service refers to using the transferable balance of your associated repayment account as the deduction repayment amount when the associated repayment account cannot fully repay the agreed repayment amount.

2. Re-deduction service means that when the first automatic repayment fails to reach the agreed repayment amount, it will be deducted again from your associated repayment account 1 day before the due repayment grace period expires.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.