①
Credit cards are divided into credit cards and quasi-credit cards;
②
Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay;
③
Quasi-credit card refers to the quasi-credit card issued by the bank. The cardholder deposits a certain amount of reserve funds according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can overdraw within the prescribed credit limit;
④
Credit cards generally refer to credit cards.