1. The upper limit of a single transfer at CCB ATMs is 50,000 yuan, and the daily limit is 50,000 yuan.
2. For CCB online bank transfer, the upper limit of a single transfer is 50,000 yuan, and the daily limit is 50,000 yuan.
3. The single transaction limit for bank counter transfers is 2.5 million yuan, while for Speedway business, the single transaction limit is 5 million yuan.
4. China Construction Bank Mobile Banking (taking China Construction Bank version 5.6.3.001, Cloud QuickPass version 9.0.8, Apple 13 (IOS15.2 system), Huawei mate40 (HarmonyOS2 system) as examples) single transaction The transfer limit is 50,000 yuan. If mobile banking is not activated, the transfer limit through Cloud Quick Pass is 10,000 yuan.
Note: No matter which transfer method is used, there will be a maximum transfer limit. Within this maximum limit, users can make adjustments at will. Banks cannot handle requests exceeding this limit. Make modifications.
CCB online banking limit adjustment process: 1. Open the official website of CCB in your browser and log in. 2. Search for "limit" in the search bar above. 3. Click on the displayed "Personalized Transfer Limit Settings" and then modify it according to the prompts. This function only supports online banking shield contract customers.
Business
Credit funds loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans and other businesses.
Type introduction
Personal housing loan business
Personal housing loan business refers to China Construction Bank or China Construction Bank accepting entrustment to purchase, construct, and Loans issued to natural persons for overhauling various types of houses.
China Construction Bank’s personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loans, housing loans, that is, second-hand housing loans, personal commercial housing loans, Personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.
Starting on October 9, 2014. CCB supports the reasonable housing loan needs of households. For households purchasing their first home with a loan, the minimum down payment ratio is 30%, and the lower limit of the loan interest rate is 0.7 times the benchmark loan interest rate. It is determined based on the borrower's home purchase situation, credit record, repayment ability and other factors.
China Construction Bank Credit Card
China Construction Bank Credit Card
Credit Card Business
China Construction Bank is one of the earliest state-owned enterprises in China to issue credit cards. Banks already have many types of credit cards.
The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.
Silver Star International Money Transfer
CCB Silver Star International Money Transfer Service is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances to remit personal foreign exchange funds overseas.