The consumption voucher of a credit card is the invoice or receipt in the user's daily consumption process, such as the invoice in a shopping mall, or the receipt after swiping the card at the POS machine. As long as the purchase is made using a credit card, these are all credit card consumption vouchers. Therefore, it is enough for users to retain it.

Of course, if the receipt from the POS machine is not issued or lost, it can be reprinted using the POS machine. However, if the invoice is lost, it will be difficult to process, or sometimes, consumers do not ask for the invoice directly in order to get a discount. If this happens, the user should take the initiative to explain to the bank that the invoice or receipt was accidentally lost due to some reasons and see if the bank can find other solutions.

Normally, these credit card consumption vouchers are not used. However, during the daily use of the user, the credit card is used abnormally, resulting in the credit card being risk controlled. In this case, the bank will ask the consumer to provide consumption vouchers. Therefore, when users use credit cards on a daily basis, they do not need consumption vouchers as long as there are no violations.

If it is really lost, and the bank requires the user to provide consumption vouchers. At this point, the user can first explain to the bank if this does not work. If there is no outstanding balance on the credit card, you may consider canceling the card and choosing a credit card from another bank.

But if you spend money with a credit card, doesn’t the bank keep records of the consumption?