Yes, Ping An Credit Card can be used in all countries and regions around the world, and the exchange rate standard for consumption is as follows:

1. Take the channel of China UnionPay:

The settlement within the credit card territory and consumption abroad is in RMB, which is subject to the exchange rate of the card organization at the time of the merchant's request;

2. Take the channels of international card organizations (VISA, MasterCard, JCB):

Credit cards in China and consumption abroad will be settled in US dollars, subject to the exchange rate of the card organization at the time of payment application.

Note: there is no currency conversion fee for overseas US dollar transactions, and 1.5% of the transaction amount is charged for overseas non-US dollar transactions (euros and pounds) (1.5% of the transaction amount for collecting cross-border handling fees); Hong Kong, Macao and Taiwan regions and other countries and regions covered by China UnionPay can declare to merchants that they choose to use China UnionPay or international card organization channels when they swipe their cards.

Response time: October 9, 22. Please refer to the latest business changes announced by Ping An Bank in official website.

[ I know Ping An Bank] Want to know more? Come and see "I know about Ping An Bank" ~

/paim/iknow/index.html.