Nowadays, credit card consumption has become a norm in daily life. However, when many friends use credit cards, they find that payment fails and the limit is limited. Then, credit card limits the consumption limit How to lift it? Let’s learn more below!

How to lift the credit card consumption limit?

The credit card is restricted for consumption, which means that the credit card is temporarily in a payment stop state and cannot conduct any transactions. Yes, it can be solved based on the following reasons.

1 If your credit card is overdue

You can call the card bank to ask the customer service whether there is any unpaid debt. If there is any unpaid debt, you need to pay it off immediately. After the payment is made, try to communicate with the customer service and say It's not a malicious overdue request. It depends on whether the customer service can lift the consumption limit. Generally, the overdue limit is not serious and there is still a chance to lift it.

2 Account high risk

The bank system will monitor the cardholder's account transactions at any time. If a certain transaction is found to have possible risks, such as swiping the card at a bank's blacklisted merchant POS machine, , or sudden overseas transactions without registration, etc., which trigger the bank's risk control system and may cause credit card consumption to be restricted. It is usually necessary to provide consumption vouchers to prove that the card is used in a standardized manner.

3 Exceeding the set limit

In order to protect the safety of credit card funds, many cardholders will manually set a credit card transaction limit, such as daily transaction limit, monthly transaction limit, once the consumption limit is exceeded If you exceed the set limit, your consumption will be restricted. In this case, you can manually change the limit to a higher point to continue consumption, and then change it back after consumption.

How to use a credit card correctly?

1 You need to know the most basic things before using a credit card

A credit card is just another loan from a bank. In simple terms, The bank first lends money to the user, and can give the user an interest-free period of about one month to fifty days on their credit card, which can solve personal temporary difficulties and purchase the items they want in advance; users need to figure out what they need before going Use credit cards for consumption;

2 No cashing out

Banks do not allow cashing out. Follow this point to make the bank feel that the money is safe for the user;

The prerequisite for using a credit card is rational consumption. You cannot cash out during the use of the credit card. It is very important to repay the loan immediately after using the credit card.