Can those with a Wenshan registered permanent residence apply for a credit card at the Maitreya Rural Credit Cooperative?

Can those with a Wenshan registered permanent residence apply for a credit card at the Maitreya Rural Credit Cooperative. There are no household registration restrictions for applying for a credit card, as long as you are at least 18 years old. , you can apply if you have a source of income.

1. Application conditions:

1. Citizens aged 18-65 years old and capable of civil conduct.

2. Have stable income and provide proof of income.

3. The personal credit report must be good and have no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation.

5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.

2. Information required to apply for a credit card:

1. Identity certification materials;

2. Work and income certification materials;

3. Documents proving financial resources;

4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.

3. Process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, staff will contact you to collect information. ;

3. It takes about 7 to 10 working days for the bank system to review personal information and call back;

4. If the review is passed, it will be sent out in about 10 working days. Take out a credit card.

Which bank in Wenshan can apply for a credit card?

All bank credit cards can be applied for, or you can just apply through the Loan Niu software (16 banks apply for free)

Which bank in Wenshan can now apply for credit card

Now various banks in Wenshan can apply for credit card, such as Yunnan Rural Commercial Bank Co., Ltd., China Construction Bank, and Postal Bank.

Will someone pretend to be an overdue Agricultural Bank of China person?

Recently, within the jurisdiction of Wenshan Zhuang and Miao Autonomous Prefecture, it was discovered that illegal gangs forged Agricultural Bank of China work certificates and were temporarily concentrated in Wenshan City and Yanshan County , use "free POS machine to give credit card 30,000 to 50,000 yuan" as an example. By visiting customers to collect personal information, they promise to apply for non-agricultural bank POS machines and credit cards for customers, and in the name of "verifying POS", they induce customers to swipe their cards at its informal POS machines to transfer their funds. While information and property security brings huge hidden dangers, it also has a negative impact on the reputation of Agricultural Bank of China.

On September 19, the Wenshan City, Yanshan County and other branches of the Agricultural Bank of China received reports from customers one after another, claiming that they had been deceived by scammers pretending to be employees of the Agricultural Bank of China. At present, four customers of the Wenshan Qihua Branch of the Agricultural Bank of China have been deceived by the Agricultural Bank of China to apply for the age limit for POS machines. No customers in the Yanshan area have been deceived.

According to the staff, on September 3, someone pretending to be a staff member of the Agricultural Bank of China approached Ms. Li, saying that she could quickly apply for a credit card and POS machine, and promised to apply for a credit card with a limit of 50,000 yuan. You can apply on the same day. Subsequently, the counterfeiter helped Ms. Li apply for a credit card on the WeChat mini program "Agricultural Bank of China Credit Card". After the POS machine processed it, the counterfeiter stated that he needed to pay a testing fee of 398 yuan. This fee will be charged to the credit card and returned to the card at the same time. As a result, Ms. Li went through all the procedures in accordance with the procedures prescribed by the counterfeiter. It was not until September 19 that the amount swiped came into her account, and Ms. Li realized that she had been cheated.

Here, the Agricultural Bank of China Wenshan Branch reminds our customers:

1. The Agricultural Bank of China Wenshan Branch will not charge additional fees to credit card and POS processing customers in any name or by any means. . Customers are advised to beware of criminals pretending to be bank staff for the purpose of collecting fees or inducing payments. Agricultural Bank of China has an age limit for handling POS machines and promises to issue cards and handle fraud related to financial services.

2. The credit card application progress and limit of Agricultural Bank of China Wenshan Branch will be reviewed by the backend itself and does not promise to successfully apply for credit cards for customers.

3. POS acquiring equipment is processed through informal channels, which will bring major hidden dangers to the financial security of cardholders and business owners. Agricultural Bank of China will not charge POS acquiring business fees from customers in any name, and will not handle "card pickup" POS machines for customers that require "card swiping authentication" or promise that funds will arrive in real time. Please be careful to identify and use the acquiring equipment or APP of a formal bank or acquiring agency.

4. Any act of obtaining bank credit funds through fraud, initiative or assistance in forging materials is illegal, and Agricultural Bank of China will pursue its responsibilities according to law.

5. If you have any questions about Agricultural Bank of China’s marketing and service work, please contact any branch of Agricultural Bank of China in a timely manner, or assist in collecting relevant clues and report to law enforcement agencies. Agricultural Bank of China will always be committed to serving the people. Better, more thoughtful and safer financial services.

This ends the introduction about the customer service phone number of Wenshan Credit Card and Wenshan Credit Union. I wonder if you found the information you need?