Credit cards are small unsecured personal loans with credit lines ranging from 2000 to 50000. Different banks have different requirements, some are strict and some are loose. Of course, if it is strict, the approved amount is very high. Typically, the Bank of Communications has a credit line of 2,000-50,000. Generally, the withdrawal amount is half of the credit limit, but it is more expensive, so it is not recommended to withdraw cash by credit card. If it is spent, it will be interest-free within 50 to 56 days. China Merchants Bank has the lowest credit card threshold among all banks, and the number of credit cards issued by the bank ranks first in China, with a quota of 3,000. If you have a local ID card, you can usually use an ID card, plus a business card.

The following are the conditions for several banks to apply for cards (I have done them all)

Conditions for Bank of Communications to apply for a card: ID card+work certificate/business card/work card, with the amount ranging from 2000 to 50000.

Minsheng card conditions: city ID card+work certificate/business card/work card. Minsheng Card is easy to approve for one card, with a quota of 5000 to 10000.

Conditions for applying for business card: local ID card+some need work certificate and some don't, with an upper limit of 3,000.

Conditions for Societe Generale to apply for a card: as harsh as people's livelihood, the amount is small, 5000.