the annual fee is free in the first year of card opening, and the annual fee is free in the following year when three cards are swiped in that year. The annual gold card fee is 16 yuan/year

Application conditions:

At least 18 to 6 years old, with full civil capacity;

have a good credit record;

have working income and repayment ability.

application materials:

identification materials: a copy of the resident identity card or military officer's card;

proof of work and income;

other financial proof: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Credit card application method:

Counter application:

Bring credit certificate to the counter for application:

Applicants are required to submit relatively complete asset certification documents and submit materials to Industrial Bank for review by the bank's back-office audit department;

after approval, fill in relevant information and identity information;

issue credit cards.

online banking application:

the applicant uses a personal savings card account to open online banking and enter official website of Industrial Bank;

enter the card number, login password and verification code and enter the online banking page;

click "credit card service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

after approval, credit cards will be issued.

Counter handling process:

Go to the bank outlet where the credit card is handled, or find the staff of the credit card center of the local Construction Bank to fill out the credit card application form. The contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant;

submit certain copies of certificates and certificates to the issuing bank;

after the contents of the application form are truthfully filled in, relevant credit certificates should be submitted at the same time as the completed application form;

The application forms are accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., and must have his signature;

the credit card processing process is basically completed, waiting for the credit card to be issued.