After receiving the report, the public security organs and other relevant departments will review the facts and evidence described in the materials, mainly from the aspects of whether the criminal subject has the purpose of illegal possession, whether there are acts such as using forged or invalid credit cards or fraudulently using other people's credit cards, malicious overdraft, and whether the amount of fraud meets the filing standards.

Legal objectivity:

Article 54 of the Provisions of Public Security Organs on the Criteria for Filing and Prosecuting Criminal Cases shall be filed for prosecution if it is suspected of one of the following circumstances: (1) Using forged credit cards, or using forged identity documents to defraud credit cards, or using invalid credit cards, or fraudulently using other people's credit cards for fraudulent activities, with an amount of more than 5,000 yuan; (2) Malicious overdraft, the amount of which is more than 1 10,000 yuan. The term "malicious overdraft" as mentioned in this article refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and has not returned it for more than three months after being repeatedly urged by the issuing bank. Malicious overdraft, the amount of which is more than 1 10,000 yuan but less than110,000 yuan, has been fully repaid before the public security organ files a case. If the circumstances are obviously minor, criminal responsibility may not be investigated according to law. Article 112 of the Criminal Procedure Law, the people's court, the people's procuratorate or the public security organ shall, within their jurisdiction, timely examine the materials of reporting, accusing, reporting and surrendering themselves, and if they think that there are criminal facts that need to be investigated for criminal responsibility, they shall file a case; If it is considered that there are no criminal facts, or the criminal facts are obviously minor, and it is not necessary to pursue criminal responsibility, the case shall not be filed, and the complainant shall be informed of the reasons for not filing the case. If the complainant refuses to accept it, he may apply for reconsideration.