What cash withdrawal skills does CITIC have?
1, curve lifting
This method is more suitable for ordinary card users. The ordinary card has been used for more than 3 months, and the consumption is normal. If the full repayment is more than 60%, you can apply for a gold card. It is suggested that official website should do it quickly, with high success rate and low ordinary card quota. After a period of time, you can apply for a gold card to cancel the ordinary card. According to statistics, all the applied gold cards are 20% higher than the original ordinary cards-100%.
Step 2 freeze
Applicable objects of frozen withdrawal: gold card and platinum card, with a success rate of about 30%. The gold card requires more than 20 times a month in the first three months, and the amount is not required at will. Platinum card requires that the total consumption within three months exceed 50% of the total amount in the card. Pay in full every month, and then freeze for 2-3 months. It is suggested to freeze 1-2 months before major festivals.
3. Scaffolding
Large-scale consumption in installments allows banks to earn handling fees. Then I spent more than 20 bills in three months, and then I took the initiative to apply for quota adjustment. The reason can be said that the quota is not enough and there are too many things to buy. This is the only best reason for CITIC to take the initiative to apply, which is applicable to large platinum cards and small ordinary cards.
4. Minimum repayment amount
Suitable for gold cards above 5W and platinum cards above 6W. You must spend at least 50% of the total amount within 6 months, and have a minimum repayment record of 2-3 months, so that the bank can feel that you have the repayment ability, continue to create opportunities for the bank to earn appropriate fees and interest, and upgrade to a quality customer. Remember, it's not the minimum monthly repayment, but the full or large repayment, and the repayment is more than 1 1,000 yuan.