Hello everyone! I am Sister Mei! Today's young people are really spending money lavishly. What should the elderly do if they are used to it and can't control it? I think so! I just have to tell you three times and five times. If you don’t believe me, forget it. I won’t help you anyway. Only then will you realize the importance of saving money.
As soon as my daughter left school and started working, I told her to learn to save money, half of her salary every month. When you first started working, your salary was low, you couldn’t afford to save, and you still rented a house. It’s not your fault. The salary will be higher in the future, I said, saving more money will be useful in case the performance is less and the salary is low in the next few months. She said I couldn't afford it and wanted to buy something when I saw it. I said how could that be done? Later, when she changed jobs, her father asked her to learn makeup. Stayed at home for two months. In the first month, I owed more than 4,000 on my credit card. I told you to save money, but if you don’t believe it, I transferred 5,000 yuan and asked her to pay it back. Don’t use your credit card, just use it if you have the money. In the second month, I owed more than 4,000 yuan, and I didn’t know what she bought. I said I would transfer another five thousand and you would pay it back. If you still swipe your credit card, I won’t pay you back. Later, when she went out to look for a job, she said she couldn't save it and transferred it to me every month to help her save it. I transferred it back in June and July last year and I saved it for her. I bought a mobile phone during the Chinese New Year, but I didn’t save it for two months. Last month, I calculated that I had transferred back more than 30,000 yuan.
I always feel that adults should talk more and they should listen, because there are many times when money suddenly has to be spent. What to do if you don’t save money!
If you suddenly lose your job or suddenly become ill, you need to make some preparations.
If he can earn it, he can spend it as he pleases! Just don’t ask the elderly to borrow money after you’ve spent it.
It’s normal for older people to look down upon the things of young people. As for saying you can't control it, the best thing to do is just don't care. Even if I let you take charge, you can still take charge of it for how many days.
People used to say that those who can spend money will make money. Our rural elderly have almost never made any money in their lives. They know how to endure hardships and be thrifty, but they just don’t know how to spend money. How can they spend it if they don’t have money in their hands? Today's young people. If you make hundreds of dollars a day, of course you will spend money. If today's young people are still farming at home, they can have a bumper harvest per acre of land a year and earn more than 1,000 yuan. They want to spend a lot of money, but I'm afraid they can't.
The results of all things are caused by certain reasons. Young people spend money lavishly. It's because they can earn a lot of money when they go outside.
Whatever he wants, the money will be gone if it’s gone!
I once observed the salespersons in the store. Basically, those in their 70s will save most of their salary, those in their 80s will save a small part after their salary is paid, and those in their 90s will save a small part [laughing][laughing] ][Laughs] Basically, people living on the moonlight are the result of changes in consumption concepts and also reflect the problems of family education.
Our parents in the 70s will all say: It is easy to spend money but hard to make money. Don’t spend it lavishly. Money must be used wisely and don’t sit back and rest... etc. Parents’ frugal habits will instill in their thoughts. , naturally came up with a savings plan.
In the 1980s and 1990s, family conditions are good, and children have become treasures. They grow up with honey in their mouths. No matter how poor they are, they cannot afford education, and no matter how miserable they are, they cannot suffer their children. Many parents think about the hard life they have lived. They don’t want their children to suffer anymore. Many children have only opened their mouths for food and stretched out their hands for clothes since childhood. Doting has given birth to many little emperors in China. They have no worries about money and can buy whatever they want. The only thing they can’t buy is the stars, moon and sun in the sky. , I didn’t have any concept of money when I was a child, but when I grow up, I love the same thing and buy the same thing, how can I save money?
The old people who can't stand it are actually the bad habits you have spoiled young people since childhood! A tree that has grown crooked cannot be straightened no matter how hard it is tied, and the same is true for people. Children's good habits must be cultivated from an early age.
My child is in the 90s. He has worked for three years and has always had savings. As an only child, I also love him, but my love is to cultivate good habits in him from an early age. Good habits are needed for learning, work and life. , no one else can snatch it away.
The thoughts that have been instilled in me since I was a child are no longer the same as those of my parents, but I tell my children: use the money you earn through hard work! Other people's money always belongs to others, not to you! There were more than 10 children in our unit at the beginning, and mine was the youngest. Several of the older children had bad money habits. They were always chasing the uncle who was newly assigned to the unit for money, or they would buy cigarettes for the uncle, and they would buy candies with their change. I won’t allow it. One or two yuan is not much, but it’s a bad habit. It’s the first time. My son also bought cigarettes for his uncle, and the change was exchanged for lollipops by my son. I watched him happily running towards me waving the candy in his hand. I didn’t criticize him and asked him if he really wanted to eat candy. My son nodded vigorously, so I took the money and returned the candy from the canteen with my child. I take out the money from my own pocket and let my son choose the candy he likes. I will not miss any opportunity to teach my children habits. I tell my son: Uncle's money is not my own and cannot be used. We have to return it to him for whatever he wants to eat. , you can tell your mother that as long as it is reasonable and she has money in her pocket, we should use our own money to buy the things we like, so that they will taste delicious and sweet! From then on, whenever my son ran errands for his uncle, he would always return the fifty cents. Children are a blank sheet of paper. How to draw colors requires starting to mix colors from an early age. My son is a little over two years old. If he can help me, I will ask him to participate, and gradually let him learn to do housework within his ability. When he is 7 years old, he will be officially hired to do housework. Washing dishes costs 1.5 yuan a time, and doing laundry costs 2.0 yuan. , 1.0 yuan for sweeping the floor, 1.0 yuan for cooking, etc. There are many projects, and the salary for his little hand is more than 10 yuan a day. It accumulates a lot in a few days. Then he has to go to the post office by himself, fill it out one by one, and deposit it in the bank. , he is probably the only small customer of the post office bank, so he lost his passbook without password, and the aunt at the post office recovered it for him [laughing] [laughing] [laughing] He learned to manage money since he was a child, and in college he did nothing but fly around. I traveled several times and even gave me a mobile phone worth more than 2,000 yuan.
My friends from afar, you are young and you are used to spending money lavishly. If you cannot change it or control it, just let it go and go solo. This epidemic is the best educational opportunity. Take advantage of it. Money will not be spent this year. It’s so profitable, let’s see how dare he not save any money! The car loan and house loan are enough to give him a headache!
I have always treasured my son’s bankbook when he was young, [laughing] [laughing] [laughing] By the way, I would like to share how rich he was when he was a child, his salary was too high [yeah]
Nowadays, some young people spend money lavishly, which is a fact that some elderly people cannot stand but cannot control. Young people generally refer to the people born in the 1990s, and the elderly generally refer to the people born before the 1970s. People born before the 1970s all experienced a period of collective poverty. At that time, the family was relatively poor and lived a very difficult life with little food and clothing. Therefore, they regard everything they harvest as more precious.
When today's young people are born, they catch up with good times. The current living conditions are relatively good, and they have not experienced the hardships of the past. Most of them have received higher education and are relatively well-educated. Whether they are working or doing business, it is easier to make money than before the 1970s. Therefore, they feel that it is easier to make money, and when they spend money, they spend it freely and without restraint
Another reason is that most young people today are a little dependent on ideas: their fathers My mother is a person who has lived a hard life and is relatively hard-working and capable. Some of the main expenses of the family are borne by the elderly. Young people never care about the living expenses of the family or the giving of favors and gifts. The money they earn is kept by themselves, so they don't feel the pressure of life.
Although the old people feel distressed when young people spend money lavishly, there is nothing they can do to stop them. Nowadays, online shopping is also very convenient. Young people can order and pay for whatever they want to buy on their mobile phones. This has further developed their habit of spending money lavishly. Therefore, only when those young people are allowed to take care of their children and feel the pressure of life will they realize how difficult it is to make money.
As the saying goes: If you are not a householder, you will not know how expensive firewood and rice are. This is because those young people feel as if one person has enough to eat and the whole family is not hungry. When they became self-reliant, they realized that money was not so easy to earn.
The elderly have the values ??of the elderly. They don’t care how young people spend their money and just live their own lives. Worry less.
Because of the generation gap. Old people are not necessarily right.
They are conservative and frugal and like to save money. Especially those with low cultural level do not know how to enjoy life. Even more people like to be deceived by liars. Because if you save, you will want more.
What is your gender and age when you ask the question? It’s enough for women to experience it, don’t ask if they will feel pressured and uncomfortable! When the time comes, the man will understand that you will never feel the pain in your life. If you insist on trying it, you have to experience it to get the same result! Random question! ! Your life is so great that you have nothing to say [angry]